1906 81st St, Lubbock, TX 79423 Property Records

Lubbock County property record for 1906 81st St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 2002
Lot Size	0.121 acres (5,262 sqft)
Owner	Individual Name on File
Last Sale	$173,051 (May 2026)
Tax Bill	$1,730 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R163726`

Property Details

APN / Parcel Number

Primary APN	`R163726`
Alternative APN	`R8050000000001170000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,306 sqft Living Area
Gross Area	1,725 sqft
1st Floor Area	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,262 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	419 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1906 81ST ST
City	LUBBOCK
State	TX
Zip	79423-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH POINTE L 117
Legal Subdivision	SOUTH POINTE
Legal Lot Number	117
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1024
Census Tract	2206

Owner

1906 81st St is owned and occupied by an individual who bought it in May 2026.

Source: Lubbock County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1906 81ST ST, LUBBOCK, TX 79423-2438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed, Transfer · FHA Mortgage DFT2 FINANCIAL LLC
May 4, 2020	Vendor's Lien, Transfer · ARM FIRST UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	May 4, 2020 · Amount on File
Deed Document Number	202618848
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 18, 2026
Property Address	1906 81ST ST, LUBBOCK, TX 79423-2438
Document Number	0000018848
Instrument Date	May 15, 2026
Instrument	2026.18848
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	HUB CITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 81ST ST, LUBBOCK, TX 79423-2438

Mortgage

Document Number	0000018849,
Date	May 18, 2026
Instrument	2026..18849

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Mortgage

Document Number	0000018850,
Date	May 18, 2026
Instrument	2026.18850

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount on Record
Term	3 Months
Due	May 15, 2029

Interest

Rate	6.46%
Max Rate	-1%

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	May 4, 2020
Property Address	1906 81ST ST, LUBBOCK, TX 79423-2438
Document Number	0000017174
Map Reference	VOL 7317 PG 85
Instrument Date	May 4, 2020
Instrument	2020017174
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 81ST ST, LUBBOCK, TX 79423-2438

Mortgage

Document Number	0000017175
Date	May 4, 2020
Instrument	2020017175

Lender

Name	FIRST UNITED BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1906 81st St was $1,730 with a homeowner's exemption, down 19.3% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,730.00 (-19.27%) Homeowner's exemption	$166,405 Land $28,000 Building $138,405	$166,405 Land $28,000 Building $138,405
2024	$2,143.00 (+10.75%)
2023	$1,935.00 (-33.91%) Homeowner's exemption	$163,052 Land $13,100 Building $149,952	$163,052 Land $13,100 Building $149,952
2022	$2,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1906 81st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1906 81st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: T-Mobile, Verizon.

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