Effingham County property record for 19053 N 1500th St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 2,226 sqft · built 1900 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $7,299 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2022 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-27-028-036 |
| Primary APN | 03-27-028-036 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,226 sqft Base Area |
| 1st Floor Area | 2,226 sqft |
| Basement Area | 1,841 sqft |
| Unfinished Basement | 1,578 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 19053 N 1500TH ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-6978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 390FT OF E 325FT OF SE SE 3456/95 1191/346 889/225 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950100 |
19053 N 1500th St is owner-occupied and held in a trust since April 2019.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 19053 N 1500TH ST, EFFINGHAM, IL 62401-6978 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| Oct 3, 2022 | Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK |
| May 28, 2020 | Deed of Trust, Mortgage WASHINGTON SAVINGS BANK |
| Apr 4, 2019 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 9, 2018 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 3, 2019 |
| Transfer Doc | 3456/095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 19053 N 1500TH ST, EFFINGHAM, IL 62401-6978 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 941, EFFINGHAM, IL 62401-0941 |
| Document Number | 202525003231 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 202525003231 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 200 S BANKER ST, EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 15, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 19053 N 1500TH ST, EFFINGHAM, IL 62401-6978 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 19053 N 1500TH ST, EFFINGHAM, IL 62401-6978 |
| Document Number | 003814/244 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 3814/244 |
| Instrument | 202222004003 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Oct 1, 2024 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 19053 N 1500TH ST, EFFINGHAM, IL 62401-6978 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3568/265 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 3568/265 |
| Instrument | 202020002635 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Amount | Amount on Record |
|---|---|
| Term | 163 Months |
| Due | Dec 17, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Apr 4, 2019 |
| Property Address | 19053 N 1500TH ST, EFFINGHAM, IL 62401-6978 |
| Document Number | 3456/095 |
| Book / Page | 3456 / 095 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 201901901111 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19053 N 1500TH ST, EFFINGHAM, IL 62401-6978 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 19053 N 1500TH ST, EFFINGHAM, IL 62401-6978 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 3382/241 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 3382/241 |
| Instrument | 201801801733 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Change Frequency | Monthly |
The 2025 property tax bill for 19053 N 1500th St was $7,299 with exemptions applied, up 7.7% from the year before.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,299.00 (+7.67%) Homeowner's exemption Senior Citizen's exemption | $159,890 (+1%) Land $5,700 Building $154,190 | $479,670 (+1%) Land $17,100 Building $462,570 |
| 2024 | $6,779.00 | $145,350 Land $5,180 Building $140,170 | $436,050 Land $15,540 Building $420,510 |
| 2022 | $2,973.00 Homeowner's exemption Senior Citizen's exemption | $74,260 Land $4,320 Building $69,940 | $222,780 Land $12,960 Building $209,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19053 N 1500th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19053 N 1500th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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