1905 Whiteoak Dr, Garland, TX 75040 Property Records

Dallas County property record for 1905 Whiteoak Dr, Garland, TX 75040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 1972
Lot Size	0.172 acres (7,482 sqft)
Owner	Individual Name on File
Last Sale	$60,800 (Sep 1997)
Tax Bill	$1,354 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-40050-003-011-0000`

Property Details

APN / Parcel Number

Primary APN	`26-40050-003-011-0000`
Alternative APN	`264005000301100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,482 sqft (0.172 acres)
Lot Dimensions	116 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	264005000301100
Street Address	1905 WHITEOAK DR
City	GARLAND
State	TX
Zip	75040-5495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z390
Legal Description	NORTHLAKE ESTATES 6 BLK C LT 11 VOL97182/4196 DD081297 CO-DALLAS 4005000301100 32640050003
Legal Subdivision	NORTHLAKE ESTATES 6
Legal Tract	40050
Legal Block	C
Legal Lot Number	11
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1016
Census Tract	18121

Owner

1905 Whiteoak Dr is owned and occupied by an individual who bought it in September 1997.

Source: Dallas County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1905 WHITEOAK DR, GARLAND, TX 75040-5495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · FHA Mortgage REALFI HM FNDG CORP
Nov 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
May 18, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
May 18, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 1997 · Amount on File
Deed Sale	Sep 18, 1997 · Amount on File
Deed Book / Page	97182 / 4196
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1905 WHITEOAK DR, GARLAND, TX 75040-5495
Document Number	0000313437
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	GURANTEED TITLE AND ESCROW COMPANY INC, GURANTEED TITLE& ESCROW CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 WHITEOAK DR GARLAND TX 750405495, GARLAND, TX 75040-5495

Mortgage

Document Number	0000313437
Date	Nov 11, 2020
Instrument	313437

Lender

Name	REALFI HM FNDG CORP
Address	WHITE PLAINS, NY 10604

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.08%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1905 WHITEOAK DR, GARLAND, TX 75040-5495
Document Number	0000313438
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 WHITEOAK DR GARLAND TX 750405495, GARLAND, TX 75040-5495

Mortgage

Document Number	0000313438
Date	Nov 11, 2020
Instrument	313438

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.08%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1905 WHITEOAK DR, GARLAND, TX 75040-5495
Document Number	0000134348
Instrument Date	May 18, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 WHITEOAK DR GARLAND TX 750405495, GARLAND, TX 75040-5495

Mortgage

Document Number	0000134348
Date	May 24, 2019
Instrument	134348

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.31%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1905 WHITEOAK DR, GARLAND, TX 75040-5495
Document Number	0000134347
Instrument Date	May 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 WHITEOAK DR GARLAND TX 750405495, GARLAND, TX 75040-5495

Mortgage

Document Number	0000134347
Date	May 24, 2019
Instrument	134347

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.31%

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Whiteoak Dr was $1,354 with exemptions applied, down 45.9% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Garland City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,030 (-2.25%) Land $80,000 Building $204,030	$284,030 (-2.25%) Land $80,000 Building $204,030
2025	$1,354.00 (-45.93%) Homeowner's exemption Senior Citizen's exemption	$290,570 Land $55,000 Building $235,570	$290,570 Land $55,000 Building $235,570
2024	$2,504.00 (+19.41%)
2023	$2,097.00 (-7.05%) Homeowner's exemption Senior Citizen's exemption	$248,270 Land $40,000 Building $208,270	$248,270 Land $40,000 Building $208,270
2022	$2,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Whiteoak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1905 Whiteoak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARLAND serves 248,822 people · EPA ID TX0570010
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Whiteoak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures