1905 Totem Rd, Beloit, WI 53511 Property Records

Rock County property record for 1905 Totem Rd, Beloit, WI 53511

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,256 sqft · built 1948
Lot Size0.383 acres (16,683 sqft)
OwnerTrust Name on File
Last Sale$58,000 (Nov 2019)
Tax Bill$2,532 (2025)
Deeds & MortgagesJan 2021 Mortgage
Apr 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN206 23070060

Property Details

APN / Parcel Number

Primary APN206 23070060
Alternative APN
  • 23070060

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,256 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area16,683 sqft (0.383 acres)

Location & Zoning

Account Number206 23070060
Street Address1905 TOTEM RD
CityBELOIT
StateWI
Zip53511-3841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 3 TOTEM MOUND
Legal SubdivisionTOTEM MOUND
Legal Lot Number3
JurisdictionROCK WI
Township / Civil DivisionBELOIT
Census Block Group3
Census Block3010
Census Tract2601

Owner

1905 Totem Rd is owner-occupied and held in a trust since November 2019.

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address1905 TOTEM RD, BELOIT, WI 53511-3841
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Apr 26, 2023Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF WISCONSIN CU
Sep 3, 2024Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF WISCONSIN CU
Jun 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Nov 21, 2019Personal Representative Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2019 · Amount on File
Deed SaleNov 21, 2019 · Amount on File
Deed Document Number20192141827
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK WI
Property Address1905 TOTEM RD, BELOIT, WI 53511-3841
Transaction TypeMortgage
Record UpdatedJan 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002177634
DateJan 27, 2021
Instrument2177634
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 26, 2051
Interest
Rate TypeAdjustable Rate

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK WI
Property Address1905 TOTEM RD, BELOIT, WI 53511-3841
Transaction TypeMortgage
Record UpdatedJan 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002239294
DateApr 26, 2023
Instrument2239294
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 25, 2053

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK WI
Property Address1905 TOTEM RD, BELOIT, WI 53511-3841
Transaction TypeMortgage
Record UpdatedJan 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002269125
DateSep 3, 2024
Instrument2269125
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 2, 2054

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK WI
Property Address1905 TOTEM RD, BELOIT, WI 53511-3841
Transaction TypeMortgage
Record UpdatedJan 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002155947
DateJun 8, 2020
Instrument2155947
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 7, 2050
Interest
Rate TypeFixed Rate

November 2019: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionROCK WI
Recording DateNov 21, 2019
Property Address1905 TOTEM RD, BELOIT, WI 53511-3841
Document Number0002141827
Instrument DateNov 18, 2019
Instrument2141827
Transaction TypeTransfer
Record UpdatedJan 6, 2026

Transaction

AmountAmount on Record
Tax$174.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Totem Rd was $2,532.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateWisconsin
MunicipalityBeloit City
CountyRock County
Unified School DistrictBeloit School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,532.00$154,300 Land $31,900 Building $122,400$169,500
2023$2,169.00$137,300 Land $31,900 Building $105,400$156,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Totem Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims7 (1982–2018)
Claims Outside the SFHA3 of 7
Most Recent ClaimFeb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Totem Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELOIT
serves 36,677 people · EPA ID WI1540112
Water SourceGroundwater
Last State InspectionNov 2024
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: LiteWire.

Nearby Properties on Totem Rd

Nearby Streets

Search Property Records by Address or Parcel Number