1905 Thomas Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1905 Thomas Dr, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,613 sqft · built 1973
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on Record
Last Sale	$567,000 (Oct 2019)
Tax Bill	$6,491 (2023)
Deeds & Mortgages	Apr 2018 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-640-12999999`

Property Details

APN / Parcel Number

Primary APN	`03-640-12999999`
Alternative APNs	`364012999999` `64012999999`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,613 sqft Total Area
1st Floor Area	1,613 sqft
Basement Area	783 sqft
Finished Basement	783 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,200 sqft (0.303 acres)
Garage Type	Basement
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	242 sqft
Deck Area	247 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	64012999999
Old Parcel Number	364012999999
Street Address	1905 THOMAS DR
City	ANNAPOLIS
State	MD
Zip	21409-6237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 21A PL 3 1905 THOMAS DR PENDENNIS MOUNT
Legal Subdivision	PENDENNIS MOUNT/SEVERN 3
Legal Lot Number	21A
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	3
Census Block	3010
Census Tract	730901

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1905 THOMAS DR, ANNAPOLIS, MD 21409-6237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage MB FINANCIAL BANK NA
May 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Oct 28, 2019	Correction Deed DUNN'S TITLE AND ESCROW/ANNAP, DUNN'S TITLE & ESCROW/ANNAP
Oct 28, 2019	Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019 · Amount on Record
Deed Sale	Oct 28, 2019 · Amount on Record
Prior Sale	Nov 15, 2004 · Amount on Record
Deed Document Number	0033760493
Deed Book / Page	33760 / 493
Record Updated	Jun 7, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1905 THOMAS DR, ANNAPOLIS, MD 21409-6237
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0320140208
Date	Apr 17, 2018
Book Page	32014/208

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1905 THOMAS DR, ANNAPOLIS, MD 21409-6237
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 THOMAS DR, ANNAPOLIS, MD 21409-6237

Mortgage

Document Number	0368790356
Date	May 30, 2021
Book Page	36879/356

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 28, 2019
Property Address	1905 THOMAS DR, ANNAPOLIS, MD 21409-6237
Document Number	0337600488
Book / Page	033760 / 000488
Instrument Date	Oct 28, 2019
Record Updated	Nov 14, 2019
Title Company	DUNN'S TITLE AND ESCROW/ANNAP, DUNN'S TITLE & ESCROW/ANNAP

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1905 THOMAS DR ANNAPOLIS MD 214096237, ANNAPOLIS, MD 21409-6237

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 28, 2019
Property Address	1905 THOMAS DR, ANNAPOLIS, MD 21409-6237
Document Number	0337600493
Book / Page	33760 / 493
Map Reference	MB 30 FO 84
Instrument Date	Sep 4, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1905 THOMAS DR, ANNAPOLIS, MD 21409-6237

Mortgage

Document Number	33760502
Date	Oct 28, 2019
Instrument	33760/502

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Margin	2
Max Rate	5%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,491.00	$594,467	$614,500 Land $367,700 Building $246,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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