Mecklenburg County property record for 1905 Terrybrook Ln, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,649 sqft · built 1961 |
| Lot Size | 0.15 acres (6,530 sqft) |
| Owner | Company Name on Record |
| Last Sale | $520,000 (Jan 2020) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-023-24 |
| Primary APN | 093-023-24 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,649 sqft Living Area |
| 1st Floor Area | 1,649 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,530 sqft (0.15 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1905 TERRYBROOK LN |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-17MF |
| Legal Description | L12 BB M2095- 619 |
| Legal Subdivision | TERRYBROOK |
| Legal Block | B |
| Legal Lot Number | 12 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1300 |
Source: Mecklenburg County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10330 STABLEHAND DR, CINCINNATI, OH 45242-4641 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ECLIPSE BANK |
| Jan 30, 2020 | Special Warranty Deed, Transfer · Commercial Mortgage US BANK NA |
| Sep 26, 2017 | Loan Modification, Mortgage PARAGON COM'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2020 · Amount on Record |
| Deed Sale | Jan 30, 2020 · Amount on Record |
| Prior Sale | Jun 18, 2008 · Amount on Record |
| Deed Document Number | 202014059 |
| Deed Book / Page | 34245 / 338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 10, 2026 |
| Property Address | 1905 TERRYBROOK LN, CHARLOTTE, NC 28205-1709 |
| Document Number | 0000073815 |
| Book / Page | 40564 / 615 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202673815 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 10330 STABLEHAND DR, CINCINNATI, OH 45242-4641 |
| Document Number | 0000073815, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 40564/615 |
| Instrument | 202673815 |
| Name | ECLIPSE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 30, 2020 |
| Property Address | 1905 TERRYBROOK LN, CHARLOTTE, NC 28205-1709 |
| Document Number | 0000014059 |
| Book / Page | 34245 / 338 |
| Map Reference | MB 2095 PG 619 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 2020014059 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4913 PROFESSIONAL CT, 4913, RALEIGH, NC 27609-1925 |
| Name | Verified Name |
|---|---|
| Address | 10330 STABLEHAND DR, CINCINNATI, OH 45242-4641 |
| Document Number | 0000014060 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 2020014060 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1905 TERRYBROOK LN, CHARLOTTE, NC 28205-1709 |
| Document Number | 0000137699 |
| Book / Page | 032187 / 000040 |
| Instrument Date | Sep 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 514 DANIELS ST #148 RALEIGH NC 276051317, 148, RALEIGH, NC 27605-1317 |
| Document Number | 0000137699 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 032187/000040 |
| Instrument | 137699 |
| Name | PARAGON COM'L BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27612 |
| Term | 60 Months |
|---|---|
| Due | Oct 10, 2022 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $293,200 Land $163,400 Building $129,800 | $293,200 Land $163,400 Building $129,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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