1905 Terrakappa Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 1905 Terrakappa Ave, Spring Valley, CA 91977

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 1,389 sqft · built 1973
Lot Size	0.52 acres (22,634 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Apr 2022)
Tax Bill	$8,251 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`578-311-29-02`

Property Details

APN / Parcel Number

Primary APN	`578-311-29-02`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,389 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Duplex Single
Lot Area	22,634 sqft (0.52 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1905 TERRAKAPPA AVE
City	SPRING VALLEY
State	CA
Zip	91977-3547
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RV
Legal Description	LOT 96 US Y DOCS72-239434&281089&INT IN LOT12MP7180&IN TR 007321
Legal Subdivision	TERRA II
Legal Tract	007321
Legal Block	3
Legal Lot Number	96,12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	13906

Owner

1905 Terrakappa Ave, a duplex, is owned and occupied by an individual who bought it in April 2022.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1905 TERRAKAPPA AVE, SPRING VALLEY, CA 91977-3547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Prior Sale	Jun 8, 2015 · Amount on File
Deed Document Number	2022145184
Prior Transfer Date	Nov 20, 2007
Prior Transfer Doc	0000728905
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2022
Property Address	1905 TERRAKAPPA AVE, SPRING VALLEY, CA 91977-3547
Document Number	0000145184
Map Reference	DOC 281089
Instrument Date	Mar 20, 2022
Instrument	2022-0145184
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1905 TERRAKAPPA AVE, SPRING VALLEY, CA 91977-3547

Mortgage

Document Number	0000145185
Date	Apr 1, 2022
Instrument	2022-0145185

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Terrakappa Ave was $8,251.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,458 (+2%) Land $256,224 Building $393,234
2025	$8,251.00	$636,724 Land $251,200 Building $385,524
2023	$7,389.00 (+64.35%)	$583,000 Land $230,000 Building $353,000
2022	$4,496.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1905 Terrakappa Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Terrakappa Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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