1905 Stump Rd, Marcellus, NY 13108 Property Records

Onondaga County and Skaneateles Town property record for 1905 Stump Rd, Marcellus, NY 13108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,667 sqft · built 1968
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2025)
Tax Bill	$8,124 (2025)
Deeds & Mortgages	Nov 2023 Refinance Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315089 020.-04-07.5`

Property Details

APN / Parcel Number

Primary APN	`315089 020.-04-07.5`
Alternative APN	`508902000000040070050000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,667 sqft Living Area
1st Floor Area	1,330 sqft
2nd Floor Area	770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	93,218 sqft (2.14 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	238 sqft
Patio Area	588 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1905 STUMP RD
City	MARCELLUS
State	NY
Zip	13108-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	FL5 BAR03
Legal Block	4
Legal Lot Number	7.005
Jurisdiction	ONONDAGA NY
Township / Civil Division	SKANEATELES
Census Block Group	1
Census Block	1013
Census Tract	16600

Owner

1905 Stump Rd is owned and occupied by an individual who bought it in July 2025.

Source: Onondaga County and Skaneateles Town records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	8079 EVESBOROUGH DR, CLAY, NY 13041-9179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 1, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage SIDNEY FCU
Aug 5, 2016	Deed, Transfer · FHA Mortgage FIRST PRIORITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Aug 5, 2016 · Amount on File
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONONDAGA NY
Property Address	1905 STUMP RD, MARCELLUS, NY 13108-9746
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000038050
Date	Nov 15, 2023
Instrument	20230-00038050

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONONDAGA NY
Recording Date	Jul 1, 2025
Property Address	1905 STUMP RD, MARCELLUS, NY 13108-9746
Document Number	202500020316
Instrument Date	Jun 17, 2025
Instrument	2025-00020316
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8079 EVESBOROUGH DR, CLAY, NY 13041-9179

Mortgage

Document Number	202500020317
Date	Jul 1, 2025
Instrument	2025-00020317

Lender

Name	SIDNEY FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Jul 1, 2035
Index	1-Year CMT

August 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	ONONDAGA NY
Recording Date	Aug 5, 2016
Property Address	1905 STUMP RD, MARCELLUS, NY 13108-9746
Document Number	0000005384/0000000786
Book / Page	0000005384 / 0000000786
Instrument Date	Aug 5, 2016
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ROBERT ALLEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	NY

Mortgage

Document Number	0000018074/0000000344
Date	Aug 5, 2016
Book Page	0000018074/0000000344
Instrument	000000026367

Lender

Name	FIRST PRIORITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Stump Rd was $8,124 with a homeowner's exemption, up 1.3% from the year before.

Source: Onondaga County and Skaneateles Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Onondaga County
County Subdivision	Skaneateles Town
Unified School District	Marcellus Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,124.00 (+1.33%) Homeowner's exemption	$429,000 (+101.88%) Land $49,600 Building $379,400	$429,000 (+17.09%) Land $49,600 Building $379,400
2024	$8,017.00 Homeowner's exemption	$212,500 (-) Land $58,800 Building $153,700	$366,379 (+8.62%) Land $101,379 Building $265,000
2023	Homeowner's exemption	$212,500 Land $58,800 Building $153,700	$337,302 Land $93,333 Building $243,969

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Stump Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Stump Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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