Callaway County property record for 1905 State Rd OO, Holts Summit, MO 65043
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,812 sqft · built 1987 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Sep 1997) |
| Tax Bill | $1,942 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-06.0-23.0-00-000-009.003 |
| Primary APN | 25-06.0-23.0-00-000-009.003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 1,812 sqft |
| Basement Area | 906 sqft |
| Sunroom | Sunroom |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Fiberglass |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 2506023000000009003 |
|---|---|
| Street Address | 1905 STATE ROAD OO |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W PT SE SE |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 70800 |
Source: Callaway County records · APN 25-06.0-23.0-00-000-009.003
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1905 STATE ROAD OO, HOLTS SUMMIT, MO 65043-1081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL |
| Sep 26, 2018 | Deed of Trust, Mortgage · Line of Credit JEFFERSON BANK |
| Jun 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 1997 · Amount on Record |
| Deed Sale | Sep 19, 1997 · Amount on Record |
| Deed Document Number | 0000337966 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Jul 06, 2026 |
| Property Address | 1905 STATE ROAD OO, HOLTS SUMMIT, MO 65043-1081 |
| Document Number | 0000004005 |
| Book / Page | 528 / 552 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20264005 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1905 STATE ROAD OO, HOLTS SUMMIT, MO 65043-1081 |
| Document Number | 0000004005, |
|---|---|
| Date | Jul 06, 2026 |
| Book Page | 528/552 |
| Instrument | 20264005 |
| Name | TOP FLITE FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 1905 STATE ROAD OO, HOLTS SUMMIT, MO 65043-1081 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000241/0000000266 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 0000000241/0000000266 |
| Instrument | 201806408 |
| Name | JEFFERSON BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 232 Months |
| Due | Jan 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 1905 STATE ROAD OO, HOLTS SUMMIT, MO 65043-1081 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Name | Verified Name |
|---|
| Document Number | 244/411 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 244/411 |
| Instrument | 202003970 |
| Name | JEFFERSON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2040 |
Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | Jefferson City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,942.00 (-2.46%) | $31,941 (-) | $168,110 (-) |
| 2024 | $1,991.00 (+0.1%) | $31,941 (-) | $168,110 (-) |
| 2023 | $1,989.00 (+1.43%) | $31,941 (+1.51%) | $168,110 (+1.51%) |
| 2022 | $1,961.00 | $31,466 Land $2,375 Building $29,091 | |
| 2021 | $165,610 Land $12,500 Building $153,110 |
Source: FEMA National Flood Hazard Layer as of September 5, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1995–1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Technology Fiber | 1,000 / 1,000 |
| Whittrio Fixed Wireless · not low latency | 100 / 50 |
May also be available: Mediacom Communications, Wisper ISP.
Based on FCC filings for 8 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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