1905 Silver Oaks Dr, Orange, TX 77632 Property Records

Orange County property record for 1905 Silver Oaks Dr, Orange, TX 77632

Property Summary

Property Type	Single Family Home
Details	1,876 sqft · built 1978
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$5,846 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`013122-000470`

Property Details

APN / Parcel Number

Primary APN	`013122-000470`
Alternative APN	`R55858`

Interior

Building Area	1,876 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	410 sqft
Patio Area	410 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R55858
Street Address	1905 SILVER OAKS DR
City	ORANGE
State	TX
Zip	77632-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK 2 THOUSAND OAKS S/D
Legal Subdivision	THOUSAND OAKS
Legal Block	2
Legal Lot Number	13
Jurisdiction	ORANGE TX
Township / Civil Division	ORANGE
Census Block Group	3
Census Block	3006
Census Tract	21300

Owner

1905 Silver Oaks Dr is owned and occupied by an individual.

Source: Orange County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1905 SILVER OAKS DR, ORANGE, TX 77632-1228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL NW BANK
Aug 12, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
May 23, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE TX
Recording Date	Aug 28, 2026
Property Address	1905 SILVER OAKS DR, ORANGE, TX 77632-1228
Document Number	0000571348
Instrument Date	Aug 24, 2026
Instrument	2026571348
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 SILVER OAKS DR, ORANGE, TX 77632-1228

Mortgage

Document Number	0000571348,
Date	Aug 28, 2026
Instrument	2026571348

Lender

Name	FIRST FINANCIAL NW BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE TX
Property Address	1905 SILVER OAKS DR, ORANGE, TX 77632-1228
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 796817, DALLAS, TX 75379-6817

Mortgage

Document Number	0000507187
Date	Aug 12, 2021
Instrument	507187

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ORANGE, TX 77630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jul 26, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE TX
Property Address	1905 SILVER OAKS DR, ORANGE, TX 77632-1228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444895
Date	May 23, 2017
Instrument	444895

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ORANGE, TX 77630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 27, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1905 Silver Oaks Dr was $5,846 with exemptions applied, up 288.2% from the year before.

Source: Orange County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Orange County
Municipality	Orange City
Unified School District	Little Cypress-Mauriceville Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,846.00 (+288.18%)	$228,678 (-) Land $25,048 Building $203,630	$228,678 (-) Land $25,048 Building $203,630
2025	$1,506.00 (-9.98%) Homeowner's exemption Senior Citizen's exemption	$228,678 Land $25,048 Building $203,630	$228,678 Land $25,048 Building $203,630
2024	$1,673.00
2023		$225,983 Land $25,048 Building $200,935	$225,983 Land $25,048 Building $200,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Silver Oaks Dr in Zone X, an area of moderate flood risk, though there have been 217 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	217 (1982–2020)
Claims Outside the SFHA	161 of 217
Most Recent Claim	Aug 2020 · Hurricane Laura
Claims by Event	Tropical Storm Imelda, Sep 2019 · 10 claims Hurricane Harvey, Sep 2017 · 133 claims Severe Storms, Tornadoes And Flooding, Oct 2002 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Silver Oaks Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 19,300 people · EPA ID TX1810004
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

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