1905 Scuffle Hill Dr, Monroe, NC 28110 Property Records

Union County property record for 1905 Scuffle Hill Dr, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,943 sqft · built 2015
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Dec 2025)
Tax Bill	$2,637 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-072-038`

Property Details

APN / Parcel Number

Primary APN	`09-072-038`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,943 sqft Living Area
1st Floor Area	1,943 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Detached
Garage Area	846 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	202 sqft
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1905 SCUFFLE HILL DR
City	MONROE
State	NC
Zip	28110-0006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#47 OAKS @ CAMDEN SOUTH PH MAP1 OPCM295
Legal Subdivision	THE OAKS @ CAMDEN SOUTH
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3079
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1905 SCUFFLE HILL DR, MONROE, NC 28110-0006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Jul 25, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 2, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	202532320
Deed Book / Page	9260 / 833
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 5, 2025
Property Address	1905 SCUFFLE HILL DR, MONROE, NC 28110-0006
Document Number	0009260833
Book / Page	9260 / 833
Map Reference	CAB M FILE 295
Instrument Date	Dec 2, 2025
Instrument	32320
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	BLUEPRINT TITLE, BLUEPRINT TITLE TN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 ROCK VALLEY RD, PEACHLAND, NC 28133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 SCUFFLE HILL DR, MONROE, NC 28110-0006

Mortgage

Document Number	0000032321
Date	Dec 5, 2025
Instrument	32321

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 2, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 25, 2023
Property Address	1905 SCUFFLE HILL DR, MONROE, NC 28110-0006
Document Number	0008750186
Book / Page	8750 / 186
Map Reference	CAB M FILE 295
Instrument Date	Jul 17, 2023
Instrument	17716
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,038.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 SCUFFLE HILL DR, MONROE, NC 28110-0006

Mortgage

Document Number	0000017717
Date	Jul 25, 2023
Instrument	17717

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1905 SCUFFLE HILL DR, MONROE, NC 28110-0006
Document Number	715538
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 SCUFFLE HILL DR MONROE NC 281100006, MONROE, NC 28110-0006

Mortgage

Document Number	715538
Date	May 14, 2018
Book Page	007155/000038
Instrument	12718

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,000 (-) Land $112,300 Building $406,700	$519,000 (-) Land $112,300 Building $406,700
2025	$2,637.00 (+15.91%)	$519,000 (+52.65%) Land $112,300 Building $406,700	$519,000 (+52.65%) Land $112,300 Building $406,700
2023	$2,275.00	$340,000 (-) Land $58,200 Building $281,800	$340,000 (-) Land $58,200 Building $281,800
2022	$2,275.00	$340,000 Land $58,200 Building $281,800	$340,000 Land $58,200 Building $281,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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