1. Home
  2. Missouri
  3. St. Charles County
  4. O Fallon
  5. Sapling Dr

1905 Sapling Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1905 Sapling Dr, O Fallon, MO 63366 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1999
Square Footage2,565 sqft Living Area
Lot Size11,761 sqft (0.269 acres)
OccupancyOwner Occupied
Last Sale$267,000 (2018)
Tax Bill$4,675.00 (2025)

Property Details

APN / Parcel Number

Primary APNA982001061
Alternative APN
  • 2-0098-7816-00-0242.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,565 sqft Living Area
1st Floor1,344 sqft 1st Floor
Basement Area1,221 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Architectural StyleOther Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area11,761 sqft (0.269 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Patio Area140 sqft Patio
Porch1 Porch
Porch Area185 sqft Porch

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberA982001061
Old Parcel NumberA982001061
Street Address1905 SAPLING DR
CityO FALLON
StateMO
Zip63366-4375
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHIGHGROVE PL #2 LOT 242
Legal Range03E
Legal Township47N
Legal SubdivisionHIGHGROVE PL #2
Legal Lot Number242
JurisdictionST CHARLES MO
Minor Civil DivisionO'FALLON
Census Blockgroup2
Census Block2004
Census Tract311604

Owner

Source: St. Charles County records · APN A982001061

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1905 SAPLING DR, O FALLON, MO 63366-4375
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Deed of Trust, Mortgage · Line of Credit
WEST COMMUNITY CU
Dec 21, 2020Deed of Trust, Mortgage
GOLDEN OAK LNDG
Feb 28, 2018Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2018 · Amount on Record
Deed SaleFeb 28, 2018 · Amount on Record
Prior SaleNov 12, 2014
Deed Doc Number0068841012
Deed Book / Page6884 / 1012
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1905 SAPLING DR, O FALLON, MO 63366-4375
Transaction TypeMortgage
Record UpdatedApr 04, 2023
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1905 SAPLING DR, O FALLON, MO 63366-4375

Mortgage

Document Number0000009767
DateMar 16, 2023
Instrument2023R-009767
Lender
NameWEST COMMUNITY CU
TypeCredit Union
AddressO FALLON, MO 63368
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 01, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1905 SAPLING DR, O FALLON, MO 63366-4375
Document Number0000102976
Instrument DateDec 21, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1905 SAPLING DR O FALLON MO 633664375, O FALLON, MO 63366-4375

Mortgage

Document Number0000102976
DateDec 30, 2020
Instrument102976
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount Recorded
Term360 Months
DueDec 29, 2050

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 28, 2018
Property Address1905 SAPLING DR, O FALLON, MO 63366-4375
Document Number0068841012
Book / Page6884 / 1012
Map ReferenceMB 34 PG 226-228
Instrument DateFeb 22, 2018
Instrument20180228000105500
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyUS TITLE CORPORATION AND OR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1905 SAPLING DR, 1905, O FALLON, MO 63366-4375

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1905 SAPLING DR, O FALLON, MO 63366-4375

Mortgage

Document Number20180228000105510
DateFeb 28, 2018
Instrument20180228000105510
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,675.00$72,880 (+8.81%)$383,580 (+8.81%) Land $65,000 Building $318,580
2023$66,981
2022$352,532 Land $50,000 Building $302,532

Nearby Properties on Sapling Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures