1905 S Agner St, Ottawa, OH 45875 Property Records

Putnam County property record for 1905 S Agner St, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,478 sqft · built 2019
Lot Size	0.355 acres (15,505 sqft)
Owner	2 Individual Names on File
Last Sale	$54,000 (Aug 2016)
Tax Bill	$1,784 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-095200.0000`

Property Details

APN / Parcel Number

Primary APN	`32-095200.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	1,478 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,505 sqft (0.355 acres)

Exterior Amenities

Porch	Slab
Porch Area	169 sqft
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	182 EASTLAND DR
City	OTTAWA
State	OH
Zip	45875-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 7E 26 PT NE & NW LOT 1-2 EX E (15) OTTAWA HEI GHTS ADDN
Legal Range	7E
Legal Township	1N
Legal Section	26
Legal Subdivision	OTTAWA HEI GHTS ADDN
Legal Lot Number	1-2
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1015
Census Tract	30302

Owner

1905 S Agner St is owned and occupied by two individuals who bought it in August 2016.

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1905 S AGNER ST, OTTAWA, OH 45875-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Closed-End Mortgage THE FORT JENNINGS STATE BANK
Aug 19, 2020	Deed of Trust, Mortgage · Construction Mortgage THE FORT JENNINGS STATE BANK
May 31, 2018	Deed of Trust, Mortgage · Line of Credit THE FORT JENNINGS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2016 · Amount on File
Deed Sale	Aug 16, 2016 · Amount on File
Prior Sale	Aug 16, 2016 · Amount on File
Deed Document Number	20163326
Deed Book / Page	681 / 1749
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	1905 S AGNER ST, OTTAWA, OH 45875-1616
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	999/500
Date	Apr 20, 2021
Book Page	999/500
Instrument	202100002194

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	1905 S AGNER ST, OTTAWA, OH 45875-1616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	724/428
Date	Aug 19, 2020
Book Page	724/428
Instrument	202000004075

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 13, 2021

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	1905 S AGNER ST, OTTAWA, OH 45875-1616
Transaction Type	Mortgage
Record Updated	Jun 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	699/2171
Date	May 31, 2018
Book Page	699/2171
Instrument	201800002444

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 23, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1905 S Agner St was $1,784 with a homeowner's exemption, up 2.5% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,784.00 (+2.47%) Homeowner's exemption	$53,930 (+0.5%) Land $9,220 Building $44,710	$154,080 Land $26,340 Building $127,740
2024	$1,741.00 (+0.12%) Homeowner's exemption	$53,660 (+22.85%) Land $9,220 Building $44,440
2023	$1,739.00 (+8.28%) Homeowner's exemption Additional exemption filed	$43,680 (-) Land $7,160 Building $36,520	$153,310 Land $26,340 Building $126,970
2022	$1,606.00	$43,680 Land $7,160 Building $36,520
2020			$124,800 Land $20,460 Building $104,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 S Agner St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2007–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2023 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1905 S Agner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Glandorf Internet Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: HDER Link, MetaLINK Technologies.

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