1905 Ryedale Dr, Plano, TX 75074 Property Records

Collin County property record for 1905 Ryedale Dr, Plano, TX 75074

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,401 sqft · built 2016
Lot Size	0.143 acres (6,270 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,258 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-10602-00D-0040-1`

Property Details

APN / Parcel Number

Primary APN	`R-10602-00D-0040-1`
Alternative APN	`2706346`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,401 sqft Living Area
Gross Area	3,853 sqft
1st Floor Area	1,983 sqft
2nd Floor Area	1,418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	6,270 sqft (0.143 acres)
Garage Type	Attached
Garage Area	452 sqft
Porch	Porch
Porch Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2706346
Street Address	1905 RYEDALE DR
City	PLANO
State	TX
Zip	75074-0169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK POINT ESTATES PHASE 2 (CPL), BLK D, LOT 4
Legal Subdivision	OAK POINT ESTATES PHASE 2 (CPL)
Legal Phase	2
Legal Block	D
Legal Lot Number	4
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1019
Census Tract	32013

Owner

1905 Ryedale Dr is owned and occupied by two individuals who acquired it in February 2017.

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1905 RYEDALE DR, PLANO, TX 75074-0169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 27, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Oct 28, 2019	Deed of Trust, Mortgage PROVIDENT FNDG
Feb 14, 2017	Grant Deed, Subdivision Related Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2017
Deed Sale	Feb 14, 2017
Prior Sale	Jul 1, 2016
Deed Document Number	20170214000200350
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1905 RYEDALE DR, PLANO, TX 75074-0169
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002357230
Date	Nov 17, 2021
Instrument	20211117002357230

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1905 RYEDALE DR, PLANO, TX 75074-0169
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001838480
Date	Sep 9, 2021
Instrument	20210909001838480

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1905 RYEDALE DR, PLANO, TX 75074-0169
Document Number	0001459280
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1905 RYEDALE DR PLANO TX 750740169, PLANO, TX 75074-0169

Mortgage

Document Number	0001459280
Date	Sep 1, 2020
Instrument	1459280

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 31, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1905 RYEDALE DR, PLANO, TX 75074-0169
Document Number	0001444730
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1905 RYEDALE DR PLANO TX 750740169, PLANO, TX 75074-0169

Mortgage

Document Number	0001444730
Date	Nov 13, 2019
Instrument	1444730

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 12, 2034

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 14, 2017
Property Address	1905 RYEDALE DR, PLANO, TX 75074-0169
Document Number	0000200350
Instrument Date	Feb 13, 2017
Instrument	200350
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 RYEDALE DR PLANO TX 750740169, PLANO, TX 75074-0169

Mortgage

Document Number	200360
Date	Feb 14, 2017
Instrument	200360

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 13, 2037

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$668,871 Land $145,000 Building $523,871	$668,871 Land $145,000 Building $523,871
2024	$8,258.00
2023		$597,685 Land $130,000 Building $467,685	$597,685 Land $130,000 Building $467,685
2022	$8,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Ryedale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Ryedale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryedale Dr

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