1905 Robert Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1905 Robert Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,380 sqft · built 1963
Lot Size	0.238 acres (10,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Dec 2024)
Tax Bill	$5,809 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-23-252-008`

Property Details

APN / Parcel Number

Primary APN	`45-20-23-252-008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Building Perimeter
1st Floor Area	1,380 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,373 sqft (0.238 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1905 ROBERT DR
City	CHAMPAIGN
State	IL
Zip	61821-6028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 168 PARK TERRACE 4TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	23
Legal Subdivision	PARK TERRACE 4TH SUB
Legal Lot Number	168
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	4
Census Block	4005
Census Tract	1301

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1905 ROBERT DR, CHAMPAIGN, IL 61821-6028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Apr 13, 2022 · Amount on Record
Deed Document Number	202417728
Prior Transfer Date	Apr 2, 2010
Prior Transfer Doc	0000007227
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 13, 2022
Property Address	1905 ROBERT DR, CHAMPAIGN, IL 61821-6028
Document Number	0000006508
Map Reference	MB N PG 104
Instrument Date	Apr 8, 2022
Instrument	2022R06508
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1905 ROBERT DR, CHAMPAIGN, IL 61821-6028

Mortgage

Document Number	0000006509
Date	Apr 13, 2022
Instrument	2022R06509

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	Other
Max Rate	8.12%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1905 ROBERT DR, CHAMPAIGN, IL 61821-6028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022428
Date	Oct 29, 2020
Instrument	2020R22428

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,480 (+12.2%) Land $26,680 Building $54,800	$244,440 (+12.2%) Land $80,040 Building $164,400
2024	$5,809.00 (+7.12%)	$72,620 (+19.03%) Land $23,780 Building $48,840	$217,860 (+19.03%) Land $71,340 Building $146,520
2023	$5,423.00 (+7.22%)
2022	$5,058.00 Homeowner's exemption	$61,010 Land $19,980 Building $41,030	$183,030 Land $59,940 Building $123,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fidium Fiber, Nextlink, T-Mobile.

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