1905 River Links Dr, Cold Spring, MN 56320 Property Records

Stearns County property record for 1905 River Links Dr, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,955 sqft · built 2018
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$412,000 (Oct 2021)
Tax Bill	$5,266 (2026)
Deeds & Mortgages	Oct 2021 Sale Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29702-0810`

Property Details

APN / Parcel Number

Primary APN	`48-29702-0810`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,955 sqft Living Area
1st Floor Area	1,727 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1905 RIVER LINKS DR
City	COLD SPRING
State	MN
Zip	56320-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLK 001 RIVER LINKS SECOND ADDITION SECTION 28 TOWNSHIP 123 RANGE 030 SECTION 28 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	28
Legal Subdivision	RIVER LINKS SECOND ADDITION
Legal Block	1
Legal Lot Number	8
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	4
Census Block	4010
Census Tract	11302

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1905 RIVER LINKS DR, COLD SPRING, MN 56320-2350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Warranty Deed, Transfer MISC COMPANY
Dec 20, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	202144335
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 1, 2021
Property Address	1905 RIVER LINKS DR, COLD SPRING, MN 56320-2350
Document Number	0000T44335
Instrument Date	Sep 8, 2021
Instrument	T44335
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1905 RIVER LINKS DR, COLD SPRING, MN 56320-2350

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 20, 2019
Property Address	1905 RIVER LINKS DR, COLD SPRING, MN 56320-2350
Document Number	0000T42844
Instrument Date	Nov 14, 2019
Instrument	T42844
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1905 RIVER LINKS DR, COLD SPRING, MN 56320-2350

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,266.00 (+15.13%)
2025		$431,600 (+7.85%) Land $53,800 Building $377,800	$431,600 (+7.85%) Land $53,800 Building $377,800
2023	$4,574.00	$400,200 Land $53,800 Building $346,400	$400,200 Land $53,800 Building $346,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1997–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig, Verizon.

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