1905 Ring St, Saginaw, MI 48602 Property Records

Saginaw County property record for 1905 Ring St, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,419 sqft · built 1904
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,908 (Oct 2017)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-90-1-15-3000-000`

Property Details

APN / Parcel Number

Primary APN	`91-90-1-15-3000-000`
Alternative APN	`19 1153 00000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	915 sqft
Basement Area	915 sqft
Unfinished Basement	915 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Other
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1905 RING ST
City	SAGINAW
State	MI
Zip	48602-1188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 11,BLK.14,SAGINAW IMPROVEMENT COMPANYS ADDITION H, ALSO N 1/2 ADJ ALLEY VACATED MAY,5 1952
Legal Range	1E
Legal Township	90N
Legal Section	15
Legal Subdivision	IMPROVEMENT COMPANYS ADD
Legal Block	14
Legal Lot Number	11
Legal Unit	11
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	3
Census Block	3001
Census Tract	1200

Owner

Source: Saginaw County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1905 RING ST, SAGINAW, MI 48602-1188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU
Oct 31, 2017	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Sep 24, 2015 · Amount on Record
Deed Document Number	201759477
Deed Book / Page	2 / 21
Prior Transfer Date	Apr 3, 2014
Prior Transfer Doc	0000012680
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1905 RING ST, SAGINAW, MI 48602-1188
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 RING ST, SAGINAW, MI 48602-1188

Mortgage

Document Number	0000023632
Date	Sep 1, 2022
Instrument	2022023632

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2037

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 31, 2017
Property Address	1905 RING ST, SAGINAW, MI 48602-1188
Document Number	0000029477
Instrument Date	Oct 13, 2017
Instrument	29477
Transaction Type	Transfer
Record Updated	Nov 8, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1905 RING ST SAGINAW MI 486021188, SAGINAW, MI 48602-1188

Mortgage

Document Number	29478
Date	Oct 31, 2017
Instrument	29478

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 30, 2032

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,000 (+50.58%)	$78,000 (+50.58%)
2025	$1,438.00 (+9.94%) Homeowner's exemption
2023		$25,900	$51,800
2022	$1,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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