1905 Rainbow Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1905 Rainbow Dr, Cedar Falls, IA 50613 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,253 sqft · built 1935
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Dec 2021)
Tax Bill	$2,798 (2025)
Deeds & Mortgages	Jul 2017 Mortgage May 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-18-403-008`

Property Details

APN / Parcel Number

Primary APN	`8913-18-403-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,253 sqft Living Area
1st Floor Area	726 sqft
Attic	Attic
Attic Area	399 sqft
Basement Area	726 sqft
Finished Basement	325 sqft
Unfinished Basement	726 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	84 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1905 RAINBOW DR
City	CEDAR FALLS
State	IA
Zip	50613-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND ADD TO CEDAR HEIGHTS ALL LOT 8 PART OF LOTS 9 & 10 DES AS COM ON SW LINE LOT 10 AT PT 102.2 FT NW OF SLY COR TH NELY
Legal Range	13W
Legal Township	89N
Legal Section	18
Legal Subdivision	SECOND ADD TO CEDAR HEIGHTS
Legal Lot Number	8-11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5001
Census Tract	2400

Owner

Source: Black Hawk County records · APN 8913-18-403-008

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1905 RAINBOW DR, CEDAR FALLS, IA 50613-4569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 05, 2017	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
May 05, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
May 05, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Dec 14, 2020	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	202112668
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1905 RAINBOW DR, CEDAR FALLS, IA 50613-4569
Transaction Type	Mortgage
Record Updated	Mar 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800000198
Date	Jul 05, 2017
Instrument	2018-00000198

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1905 RAINBOW DR, CEDAR FALLS, IA 50613-4569
Transaction Type	Mortgage
Record Updated	Mar 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200021384
Date	May 05, 2022
Instrument	202200021384

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 05, 2032

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1905 RAINBOW DR, CEDAR FALLS, IA 50613-4569
Transaction Type	Mortgage
Record Updated	Mar 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200021383
Date	May 05, 2022
Instrument	202200021383

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 05, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 01, 2029
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 14, 2020
Property Address	1905 RAINBOW DR, CEDAR FALLS, IA 50613-4569
Document Number	202100012668
Instrument Date	Nov 24, 2020
Instrument	202100012668
Transaction Type	Transfer
Record Updated	Mar 03, 2023
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 RAINBOW DR, CEDAR FALLS, IA 50613-4569

Mortgage

Document Number	202100012669
Date	Dec 14, 2020
Instrument	202100012669

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,798.00	$191,350 (+10.02%) Land $25,560 Building $165,790	$191,350 (+10.02%) Land $25,560 Building $165,790
2024	$2,798.00 (+4.64%)
2023		$173,920 (+20.11%) Land $25,560 Building $148,360	$173,920 (+20.11%) Land $25,560 Building $148,360
2022	$2,674.00	$144,800 Land $25,560 Building $119,240
2021			$144,800 Land $25,560 Building $119,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130024005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1993–1999)
Most Recent Claim	Jul 1999, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms & Flooding, Jul 1993 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cedar Falls Municipal Communications Utility	Fiber	10,000 / 10,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, AMG Technology Investment Group, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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