1905 Prosperity Ct, Williamsburg, VA 23188 Property Records

James City County property record for 1905 Prosperity Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,978 sqft · built 2008
Lot Size	15 acres (657,320 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Dec 2023)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-2 21-0-1905`

Property Details

APN / Parcel Number

Primary APN	`46-2 21-0-1905`
Alternative APN	`32153`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,978 sqft Living Area

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	657,320 sqft (15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32153
Street Address	1905 PROSPERITY CT
City	WILLIAMSBURG
State	VA
Zip	23188-2881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED USE
Legal Description	U-131 B-19 P-1E GOVERNOR'S GROVE AT FIVE FORKS
Legal Subdivision	GOVERNORS GROVE AT FIVE FORKS
Legal Lot Number	1905
Legal Unit	131
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1017
Census Tract	80307

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1905 PROSPERITY CT, WILLIAMSBURG, VA 23188-2881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage FULTON BANK NA
Nov 6, 2017	Warranty Deed, Transfer · VA Mortgage TIDEWATER MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	May 4, 2023 · Amount on Record
Deed Document Number	202313398
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 4, 2023
Property Address	1905 PROSPERITY CT, WILLIAMSBURG, VA 23188-2881
Document Number	0202304286
Instrument Date	Apr 7, 2023
Instrument	202304286
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 PROSPERITY CT, WILLIAMSBURG, VA 23188-2881

Mortgage

Document Number	0202304287
Date	May 4, 2023
Instrument	202304287

Lender

Name	FULTON BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 6, 2017
Property Address	1905 PROSPERITY CT, WILLIAMSBURG, VA 23188-2881
Document Number	0000021098
Instrument Date	Sep 22, 2017
Instrument	21098
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 PROSPERITY CT #19-1 WILLIAMSBURG VA 231882881, 19-1, WILLIAMSBURG, VA 23188-2881

Mortgage

Document Number	21099
Date	Nov 6, 2017
Instrument	21099

Lender

Name	TIDEWATER MTG SVCS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,365.00 (+6.39%)	$285,000 (+22.06%) Land $57,500 Building $227,500	$285,000 (+22.06%) Land $57,500 Building $227,500
2024	$2,223.00 (+14.71%)
2023	$1,938.00	$233,500 Land $50,400 Building $183,100	$233,500 Land $50,400 Building $183,100
2022	$1,938.00 (+11.44%)
2019	$1,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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