1905 Oak Way, Chico, CA 95926 Property Records

Butte County property record for 1905 Oak Way, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,077 sqft · built 1989
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$183,500 (Apr 2000)
Tax Bill	$3,736 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-640-001-000`

Property Details

APN / Parcel Number

Primary APN	`042-640-001-000`
Alternative APN	`042-640-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,077 sqft Living Area
1st Floor Area	2,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modern
Construction Type	Wood
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	042-640-001
Street Address	1905 OAK WAY
City	CHICO
State	CA
Zip	95926-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASR
Legal Description	LOT 1 OAK WAY MANOR SUB
Legal Subdivision	OAK WAY MANOR SUB
Legal Lot Number	1
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1013
Census Tract	501

Owner

1905 Oak Way is owned and occupied by an individual who acquired it in May 2021.

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1905 OAK WAY, CHICO, CA 95926-9610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWING CORPORATION
Nov 1, 2017	Deed of Trust, Mortgage · VA Mortgage PROVIDENT BK
Sep 20, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2000 · Amount on File
Deed Sale	Apr 10, 2000 · Amount on File
Deed Document Number	200012635
Last Transfer Date	May 6, 2021
Transfer Doc	0000022259
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	May 14, 2021
Property Address	1905 OAK WAY, CHICO, CA 95926-9610
Document Number	0000022259
Map Reference	MB 108 PG 86-88
Instrument Date	May 6, 2021
Instrument	2021-0022259
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 OAK WAY, CHICO, CA 95926-9610

Mortgage

Document Number	0000022260
Date	May 14, 2021
Instrument	2021-0022260

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1905 OAK WAY, CHICO, CA 95926-9610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047920
Date	Oct 31, 2019
Instrument	2019-0047920

Lender

Name	OWING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1905 OAK WAY, CHICO, CA 95926-9610
Document Number	0000040141
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 OAK WAY CHICO CA 959269610, CHICO, CA 95926-9610

Mortgage

Document Number	0000040141
Date	Sep 11, 2017
Instrument	40141

Lender

Name	PROVIDENT BK
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 20, 2017
Property Address	1905 OAK WAY, CHICO, CA 95926-9610
Document Number	0000033750
Instrument Date	Sep 18, 2017
Instrument	33750
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 CERES AVE CHICO CA 959731005, CHICO, CA 95973-1005

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Oak Way was $3,736 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,520 (+2%) Land $101,889 Building $227,631
2025	$3,736.00 Homeowner's exemption	$323,060 Land $99,892 Building $223,168
2024			$636,390
2023	$3,458.00 (+2.64%) Homeowner's exemption	$310,517 Land $96,014 Building $214,503
2022	$3,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Oak Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1986–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Oak Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: DigitalPath, T-Mobile, unWired Broadband.

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