Richmond City property record for 1905 N 28th St, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 780 sqft · built 2021 |
| Lot Size | 0.066 acres (2,875 sqft) |
| Owner | Company Name on File |
| Last Sale | $260,000 (Jun 2026) |
| Tax Bill | $2,916 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 4 more |
| APN | E-012-0401-013 |
| Primary APN | E-012-0401-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,875 sqft (0.066 acres) |
| Lot Dimensions | 120 ft deep x 24 ft wide |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1905 N 28TH ST |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23223-4507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 SINGLE |
| Legal Description | L14 BE; 0024.00X0120.00 0000.000 |
| Legal Subdivision | WOODVILLE |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20200 |
1905 N 28th St is owned by a company that bought it in June 2026.
Source: Richmond City records, as of August 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2038, WOODBRIDGE, VA 22195-2038 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN FUNDER LLC |
| Jun 17, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage LOAN FUNDER LLC |
| Apr 15, 2026 | Gift Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage VILLAGE BANK MORTGAGE CORPORATION |
| Nov 4, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Oct 13, 2017 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | Mar 30, 2023 · Amount on File |
| Deed Document Number | 202611255 |
| Prior Transfer Date | Apr 4, 2026 |
| Prior Transfer Doc | 0000006644 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Jun 17, 2026 |
| Property Address | 1905 N 28TH ST, RICHMOND, VA 23223-4507 |
| Document Number | 0000011256 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202611256 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000011256, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 202611256 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Jun 17, 2026 |
| Property Address | 1905 N 28TH ST, RICHMOND, VA 23223-4507 |
| Document Number | 0000011255 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202611255 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,260.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000011255, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 202611255 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Apr 15, 2026 |
| Property Address | 1905 N 28TH ST, RICHMOND, VA 23223-4507 |
| Document Number | 0000006644 |
| Instrument Date | Apr 4, 2026 |
| Instrument | 20266644 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11150 HAMES LN, GLEN ALLEN, VA 23059-6021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Mar 30, 2023 |
| Property Address | 1905 N 28TH ST, RICHMOND, VA 23223-4507 |
| Document Number | 0000004501 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 230004501 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1905 N 28TH ST, RICHMOND, VA 23223-4507 |
| Document Number | 0000004502 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 230004502 |
| Name | VILLAGE BANK MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0000004503 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 230004503 |
| Name | VILLAGE BANK MORTGAGE |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Nov 4, 2020 |
| Property Address | 1905 N 28TH ST, RICHMOND, VA 23223-4507 |
| Document Number | 0000026117 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 26117 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14218 PALLADIUM DR #304 MIDLOTHIAN VA 231146809, 304, MIDLOTHIAN, VA 23114-6809 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Oct 13, 2017 |
| Property Address | 1905 N 28TH ST, RICHMOND, VA 23223-4507 |
| Document Number | 0000021592 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 21592 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $6.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 WELLINGTON CIR WILLIAMSBURG VA 231858354, WILLIAMSBURG, VA 23185-8354 |
The 2026 property tax bill for 1905 N 28th St was $2,916, up 1.7% from the year before.
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,916.00 (+1.67%) | $243,000 (+1.67%) Land $54,000 Building $189,000 | $243,000 (+1.67%) Land $54,000 Building $189,000 |
| 2025 | $2,868.00 | $239,000 (+5.75%) Land $54,000 Building $185,000 | $239,000 Land $54,000 Building $185,000 |
| 2024 | $226,000 Land $49,000 Building $177,000 | ||
| 2023 | $226,000 Land $49,000 Building $177,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1905 N 28th St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1905 N 28th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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