1905 N 21st St, Springfield, IL 62702 Property Records

Sangamon County property record for 1905 N 21st St, Springfield, IL 62702

Property Summary

Property TypeSingle Family Home
Lot Size0.15 acres (6,536 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (May 2026)
Tax Bill$1,982 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Aug 2013 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN14-23.0-177-039

Property Details

APN / Parcel Number

Primary APN14-23.0-177-039
Alternative APN
  • 14230177039 (CHECK DIGIT = 0)

Exterior

Lot Area6,536 sqft (0.15 acres)

Location & Zoning

Account Number14230177039
Street Address1905 N 21ST ST
CitySPRINGFIELD
StateIL
Zip62702-3049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRED W WANLESS VICTORY ADDN PT E1/2 NW 23-16-5 N 291/2' L 10 & S 14' L 9
Legal SubdivisionFRED W WANLESS VICTORY ADD
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group2
Census Block2005
Census Tract503

Owner

1905 N 21st St is owned and occupied by an individual who bought it in May 2026.

Source: Sangamon County records, as of June 3, 2026

Owner of RecordIndividual Name on File
Mailing Address1905 N 21ST ST, SPRINGFIELD, IL 62702-3049
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · Line of Credit
CEFCU
Aug 1, 2013Deed of Trust, Mortgage · Stand-Alone First Mortgage
FEDERAL HOME LOAN BANK CHICAGO
Aug 1, 2013Deed of Trust, Mortgage · Stand-Alone First Mortgage
ILLINOIS HOUSING DEV AUTHORITY
Sep 11, 2013Deed of Trust, Mortgage · FHA Mortgage
MARINE BANK
May 7, 2026Warranty Deed, Transfer · Conventional Mortgage
INB NA
May 7, 2026Warranty Deed, Transfer · Conventional Mortgage
INB NA
Aug 1, 2013Warranty Deed, Transfer · FHA Mortgage
MARINE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2026 · Amount on File
Deed SaleMay 7, 2026 · Amount on File
Prior SaleAug 1, 2013 · Amount on File
Deed Document Number20267666
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1905 N 21ST ST, SPRINGFIELD, IL 62702-3049
Transaction TypeMortgage
Record UpdatedMay 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025R21537
DateNov 25, 2025
Instrument2025R21537
Lender
NameCEFCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 24, 2050

August 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1905 N 21ST ST, SPRINGFIELD, IL 62702-3049
Transaction TypeMortgage
Record UpdatedMay 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2013R25429
DateAug 1, 2013
Instrument2013R25429
Lender
NameFEDERAL HOME LOAN BANK CHICAGO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

August 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1905 N 21ST ST, SPRINGFIELD, IL 62702-3049
Transaction TypeMortgage
Record UpdatedMay 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2013R25428
DateAug 1, 2013
Instrument2013R25428
Lender
NameILLINOIS HOUSING DEV AUTHORITY
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

September 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1905 N 21ST ST, SPRINGFIELD, IL 62702-3049
Transaction TypeMortgage
Record UpdatedMay 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2013R29871
DateSep 11, 2013
Instrument2013R29871
Lender
NameMARINE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 10, 2043
Interest
Rate TypeFixed Rate

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateMay 7, 2026
Property Address1905 N 21ST ST, SPRINGFIELD, IL 62702-3049
Document Number0000007666
Instrument DateMay 4, 2026
Instrument2026.7666
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyCSC DOCUMENT RECORDING

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$17,422.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1905 N 21ST ST, SPRINGFIELD, IL 62702-3049

Mortgage

Document Number0000007667,
DateMay 7, 2026
Instrument2026..7667
Lender
NameINB NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateMay 7, 2026
Property Address1905 N 21ST ST, SPRINGFIELD, IL 62702-3049
Document Number2026R07666
Instrument DateMay 4, 2026
Instrument20267666
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyCSC DOCUMENT RECORDING

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$17,422.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1905 N 21ST ST, SPRINGFIELD, IL 62702-3049

Mortgage

Document Number0000007667,
DateMay 7, 2026
Instrument20267667
Lender
NameINB NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateAug 1, 2013
Property Address1905 N 21ST ST, SPRINGFIELD, IL 62702-3049
Document Number2013R25425
Instrument DateJul 22, 2013
Instrument2013R25425
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$102.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1905 N 21ST ST, SPRINGFIELD, IL 62702-3049

Mortgage

Document Number2013R25426
DateAug 1, 2013
Instrument2013R25426
Lender
NameMARINE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 31, 2043
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1905 N 21st St was $1,982 with a homeowner's exemption, up 5.2% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,982.00 (+5.2%) Homeowner's exemption$30,489 (+7.22%) Land $4,248 Building $26,241$91,467 (+7.22%) Land $12,744 Building $78,723
2024$1,884.00$28,436 Land $3,962 Building $24,474$85,308 Land $11,886 Building $73,422
2022$1,670.00 Homeowner's exemption$24,639 Land $3,433 Building $21,206$73,917 Land $10,299 Building $63,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1905 N 21st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1905 N 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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