Stanislaus County property record for 1905 Michel Ave, Modesto, CA 95358
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,832 sqft · built 1956 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,000 (Feb 2026) |
| Tax Bill | $4,861 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 017-028-005-000 |
| Primary APN | 017-028-005-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,832 sqft Living Area |
| 1st Floor Area | 1,832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Wood |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Width | 139 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1905 MICHEL AVE |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95358-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 000014 00069 |
| Legal Subdivision | MICHELS |
| Legal Block | 4 |
| Legal Lot Number | 6&7 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 1500 |
Source: Stanislaus County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1905 MICHEL AVE, MODESTO, CA 95358-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 5, 2026 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 5, 2026 | Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Nov 2, 2023 | Grant Deed, Transfer · Seller Carry-Back PIN VANRY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on Record |
| Deed Sale | Feb 5, 2026 · Amount on Record |
| Prior Sale | Nov 2, 2023 · Amount on Record |
| Deed Document Number | 20265368 |
| Prior Transfer Date | Mar 21, 2025 |
| Prior Transfer Doc | 0000014122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1905 MICHEL AVE, MODESTO, CA 95358-2221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 16333 MALIBU DR, LATHROP, CA 95330-7809 |
| Document Number | 0000053842 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025-0053842 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Feb 5, 2026 |
| Property Address | 1905 MICHEL AVE, MODESTO, CA 95358-2221 |
| Document Number | 0000005368 |
| Map Reference | VOL 14 PG 69 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026-0005368 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1905 MICHEL AVE, MODESTO, CA 95358-2221 |
| Document Number | 0000005369 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 2026-0005369 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Feb 5, 2026 |
| Property Address | 1905 MICHEL AVE, MODESTO, CA 95358-2221 |
| Document Number | 0000005367 |
| Map Reference | VOL 14 PG 69 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026-0005367 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1905 MICHEL AVE, MODESTO, CA 95358-2221 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Nov 2, 2023 |
| Property Address | 1905 MICHEL AVE, MODESTO, CA 95358-2221 |
| Document Number | 0000052201 |
| Map Reference | VOL 14 PG 69-A |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023-0052201 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1905 MICHEL AVE, MODESTO, CA 95358-2221 |
| Document Number | 0000052202 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 2023-0052202 |
| Name | PIN VANRY |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
Source: Stanislaus County assessment roll, as of October 8, 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,861.00 (+14.78%) | $408,000 (+12.67%) Land $255,000 Building $153,000 |
| 2023 | $4,235.00 (+2.47%) | $362,129 Land $88,820 Building $273,309 |
| 2022 | $4,133.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1997) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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