Montgomery County property record for 1905 Merrifields Dr, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,856 sqft · built 1979 |
| Lot Size | 0.814 acres (35,471 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Feb 2023) |
| Tax Bill | $8,189 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Feb 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01402676 |
| Primary APN | 13-01402676 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,856 sqft Living Area |
| Gross Area | 4,684 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 1,280 sqft |
| Finished Basement | 1,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 35,471 sqft (0.814 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 252 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01402676 |
|---|---|
| Street Address | 1905 MERRIFIELDS DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-1255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | GAYFIELDS |
| Legal Subdivision | GAYFIELDS |
| Legal Block | D |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 703221 |
Source: Montgomery County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 RANDOLPH RD, SILVER SPRING, MD 20904-3535 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CITY LENDING INC |
| Feb 3, 2023 | Deed, Transfer · Conventional Mortgage CITY LENDING INC |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 3, 2023 · Amount on Record |
| Deed Sale | Feb 3, 2023 · Amount on Record |
| Prior Sale | Aug 18, 2016 · Amount on Record |
| Deed Book / Page | 66712 / 229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1905 MERRIFIELDS DR, SILVER SPRING, MD 20906-1255 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0669630246 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 66963/246 |
| Name | CITY LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | VIENNA, VA 22182 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.24% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | Monthly |
| Min Rate At Change | 7.24% |
| Max Rate At Change | 9.24% |
| Index | 1-Year T-Bill |
| Max Rate | 13.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 3, 2023 |
| Property Address | 1905 MERRIFIELDS DR, SILVER SPRING, MD 20906-1255 |
| Document Number | 0667120229 |
| Book / Page | 66712 / 229 |
| Map Reference | MB 63 PL 5525 |
| Instrument Date | Jan 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1905 MERRIFIELDS DR, SILVER SPRING, MD 20906-1255 |
| Document Number | 0667120238 |
|---|---|
| Date | Feb 3, 2023 |
| Book Page | 66712/238 |
| Name | CITY LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | VIENNA, VA 22182 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.24% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 7.24% |
| Max Rate At Change | 9.24% |
| Index | 1-Year T-Bill |
| Max Rate | 13.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1905 MERRIFIELDS DR, SILVER SPRING, MD 20906-1255 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | ACM TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1905 MERRIFIELDS DR, SILVER SPRING, MD 20906-1255 |
| Document Number | 0617020261 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 61702/261 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1905 MERRIFIELDS DR, SILVER SPRING, MD 20906-1255 |
| Document Number | 0585890227 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | MICHAELS TITLE AND ESCROW LLC, MICHAELS TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1905 MERRIFIELDS DR SILVER SPRING MD 209061255, SILVER SPRING, MD 20906-1255 |
| Document Number | 0585890227 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 058589/000227 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685,533 (+5.11%) | $752,200 (+15.33%) Land $194,200 Building $558,000 | |
| 2025 | $8,189.00 (+54.57%) | $652,200 (+19.13%) Land $194,200 Building $458,000 | $652,200 (-) Land $194,200 Building $458,000 |
| 2023 | $547,467 | $652,200 Land $194,200 Building $458,000 | |
| 2022 | $5,298.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 11 (1978–2014) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | May 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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