1905 Main St, Sylvan Beach, NY 13157 Property Records

Oneida County and Vienna Town property record for 1905 Main St, Sylvan Beach, NY 13157

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,494 sqft · built 1920
Lot Size	0.192 acres (8,374 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Dec 1993)
Tax Bill	$7,484 (2026)
Deeds & Mortgages	Nov 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`306401 236.019-1-28`

Property Details

APN / Parcel Number

Primary APN	`306401 236.019-1-28`
Alternative APNs	`640123601900010280000000` `024610`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,494 sqft Living Area
1st Floor Area	1,810 sqft
Upper Floors Area	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	8,374 sqft (0.192 acres)
Lot Dimensions	158 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	024610
Street Address	1905 MAIN ST
City	SYLVAN BEACH
State	NY
Zip	13157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	ONEIDA NY
Township / Civil Division	VIENNA
Census Block Group	4
Census Block	4059
Census Tract	26700

Owner

1905 Main St is owned by an individual who bought it in December 1993.

Source: Oneida County and Vienna Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 83, SYLVAN BEACH, NY 13157-0083
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 1993 · Amount on File
Deed Sale	Dec 7, 1993 · Amount on File
Deed Book / Page	2669 / 365
Record Updated	Oct 29, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	1905 MAIN ST, SYLVAN BEACH, NY 13157
Document Number	0000000005
Instrument Date	Nov 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 11, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 449 SYLVAN BEACH NY 131570449, SYLVAN BEACH, NY 13157-0449

Mortgage

Document Number	0000000005
Date	Jan 3, 2017
Instrument	5

Lender

Name	BERKSHIRE BK
Type	Bank
Address	PITTSFIELD, MA 01201-1308

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 2, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1905 Main St was $7,484, up 43.3% from the year before.

Source: Oneida County and Vienna Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Vienna Town
Municipality	Sylvan Beach Village
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,484.00 (+43.26%)
2025	$5,224.00	$75,000 Land $11,600 Building $63,400	$220,588 Land $34,118 Building $186,470
2023		$75,000 (-) Land $11,600 Building $63,400	$187,500 (+17.5%) Land $29,000 Building $158,500
2022	$1,006.00	$75,000 Land $11,600 Building $63,400	$159,574 Land $24,681 Building $134,893

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	52 (1979–2026)
Claims Outside the SFHA	5 of 52
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 2 claims Severe Storms And Flooding, May 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20