1905 Lloyds Rd, Champlain, VA 22438 Property Records

Essex County property record for 1905 Lloyds Rd, Champlain, VA 22438 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,656 sqft Living Area
Lot Size	426,888 sqft (9.8 acres)
Garage	484 sqft
Last Sale	$338,000 (2023)
Tax Bill	$1,367.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`18-13`
Alternative APN	`6119`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,656 sqft Living Area
Upper Floors	30 sqft Upper Floors
Basement Area	1,388 sqft Basement
Unfinished Basement	1,388 sqft Unfinished
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1987
Architectural Style	Cape Cod Style
Exterior Material	Aluminum Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	426,888 sqft (9.8 acres)
Garage Area	484 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Other Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	6119
Street Address	1905 LLOYDS RD
City	CHAMPLAIN
State	VA
Zip	22438-2111
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ADJ KAY ADJ LLOYDS SCHOOL
Jurisdiction	ESSEX VA
Minor Civil Division	NORTH
Census Blockgroup	2
Census Block	2009
Census Tract	950600

Owner

Source: Essex County records · APN 18-13

Assessment roll updated October 6, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	240 S VIRGINIA AVE, FALLS CHURCH, VA 22046-4128
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2023 · Amount on Record
Deed Sale	Apr 05, 2023 · Amount on Record
Prior Sale	Mar 01, 2022 · Amount on Record
Deed Doc Number	2023389
Record Refreshed	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX VA
Recording Date	Mar 01, 2022
Property Address	1905 LLOYDS RD, CHAMPLAIN, VA 22438-2111
Document Number	0220000316
Instrument Date	Feb 25, 2022
Instrument	220000316
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 S VIRGINIA AVE, FALLS CHURCH, VA 22046-4128

Mortgage

Document Number	0220000317
Date	Mar 01, 2022
Instrument	220000317

Lender

Name	FIRST SAVINGS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Essex County records · Assessment roll updated October 6, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Essex County
Unified School District	Essex County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,367.00	$248,600 (-) Land $60,300 Building $188,300	$248,600 (-) Land $60,300 Building $188,300
2025	$1,367.00 (+5.15%)	$248,600 (+39.51%) Land $60,300 Building $188,300	$248,600 (+39.51%) Land $60,300 Building $188,300
2023	$1,300.00	$178,200 Land $46,400 Building $131,800	$178,200 Land $46,400 Building $131,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (51057C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.