1905 John St, Yankton, SD 57078 Property Records

Yankton County property record for 1905 John St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,048 sqft · built 1997
Lot Size	0.302 acres (13,158 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (May 2006)
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78.460.006.060`

Property Details

APN / Parcel Number

Primary APN	`78.460.006.060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Basement Area	1,048 sqft
Finished Basement	1,048 sqft
Unfinished Basement	1,048 sqft
Flooring	Other

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,158 sqft (0.302 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1905 JOHN ST
City	YANKTON
State	SD
Zip	57078-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 2/3 LT 6 & S 2/3 LT 7 BLK 6 MATUSKAS ADDITION
Legal Subdivision	MATUSKAS ADDITION
Legal Block	6
Legal Lot Number	6,7
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1041
Census Tract	966200

Owner

1905 John St is owned and occupied by two individuals who acquired it in August 2020.

Source: Yankton County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1905 JOHN ST, YANKTON, SD 57078-1855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK
Aug 10, 2020	Quit Claim Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2006 · Amount on File
Deed Sale	May 12, 2006 · Amount on File
Deed Book / Page	463 / 65
Last Transfer Date	Aug 4, 2020
Transfer Doc	552/439
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	1905 JOHN ST, YANKTON, SD 57078-1855
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000569/183
Date	Apr 5, 2023
Book Page	569/183

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YANKTON SD
Recording Date	Aug 10, 2020
Property Address	1905 JOHN ST, YANKTON, SD 57078-1855
Document Number	552/439
Book / Page	552 / 439
Instrument Date	Aug 4, 2020
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	YANKTON TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 W RIVERSIDE DR, 212, YANKTON, SD 57078-4346

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1905 JOHN ST, YANKTON, SD 57078-1855

Mortgage

Document Number	552440
Date	Aug 10, 2020
Instrument	552/440

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1905 John St was $3,023.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,300 Land $24,300 Building $216,000	$240,300 Land $24,300 Building $216,000
2025	$3,023.00
2023		$211,300 Land $24,300 Building $187,000
2022	$3,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 John St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 John St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: South Dakota Wireless Internet.

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