1905 James St, Durham, NC 27707 Property Records

Durham County property record for 1905 James St, Durham, NC 27707

Property Summary

Property Type	Garden / Court Apartments (5+ Units)
Details	3,120 sqft · built 1971
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$2,600,000 (Aug 2018)
Tax Bill	$5,408 (2026)
Deeds & Mortgages	Jul 2019 Line of Credit Aug 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0821-20-0419`

Property Details

APN / Parcel Number

Primary APN	`0821-20-0419`
Alternative APNs	`0821-20-04-1921` `082117200500` `107667`

Interior

Units	4 Units
Stories	1 Story
Building Area	3,120 sqft Heated Area
1st Floor Area	3,060 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1905 JAMES ST
City	DURHAM
State	NC
Zip	27707-2041
Property Category	Commercial
Property Type	Residential > Multi-Unit > Garden / Court Apartments (5+ Units)
Local Zoning Code	RS-M
Legal Description	PROP-WARD F A/BLK:K/LT#04 PL:000009-000083
Legal Subdivision	PROP-WARD F A
Legal Block	K
Legal Lot Number	4
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3010
Census Tract	600

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	227 HAMILTON RD, RIDGEWOOD, NJ 07450-1119
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Grant Deed, Mortgage · Line of Credit XENITH BK
Aug 30, 2018	Grant Deed, Construction Loan · Line of Credit LENDINGONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	201830839
Deed Book / Page	8499 / 797
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 17, 2019
Property Address	1905 JAMES ST, DURHAM, NC 27707-2041
Document Number	0087040516
Book / Page	008704 / 000516
Instrument Date	Jul 16, 2019
Instrument	24734
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3622 SHANNON RD #104 DURHAM NC 277073771, 104, DURHAM, NC 27707-3771

Mortgage

Document Number	87040516
Date	Jul 17, 2019
Book Page	008704/000516
Instrument	24734

Lender

Name	XENITH BK
Type	Bank
Address	2235 GATEWAY ACCESS PT # 100, RALEIGH, NC 27607-3076

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 30, 2018
Property Address	1905 JAMES ST, DURHAM, NC 27707-2041
Document Number	0084990797
Book / Page	008499 / 000797
Instrument Date	Aug 29, 2018
Instrument	30839
Transaction Type	Construction Loan
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,200.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3622 SHANNON RD #104 DURHAM NC 277073771, 104, DURHAM, NC 27707-3771
Investor	Possibly a Property Investor

Mortgage

Document Number	84990803
Date	Aug 30, 2018
Book Page	008499/000803
Instrument	30840

Lender

Name	LENDINGONE
Address	901 W YAMATO RD # 150, BOCA RATON, FL 33431-4472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 29, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,408.00 (-10.88%)	$532,200 (-13.07%) Land $200,000 Building $332,200	$532,200 (-13.07%) Land $200,000 Building $332,200
2025	$6,068.00 (+133.65%)	$612,200 (+208.75%) Land $280,000 Building $332,200	$612,200 (+208.75%) Land $280,000 Building $332,200
2023	$2,597.00 (+2.36%)	$198,285 Land $40,000 Building $158,285	$198,285 Land $40,000 Building $158,285
2022	$2,537.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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