5112 STAR RUBY AVE ST CLOUD FL 347718562, ST CLOUD, FL 34771-8562
Mortgage
Document Number
0054892024
Date
Mar 11, 2019
Book Page
005489/002024
Instrument
31007
Lender
Name
AMERIHOME MTG
Type
Mortgage Company
Address
THOUSAND OAKS, CA 91362-3888
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 10, 2049
July 2018: Special Warranty Deed, Subdivision Related Transfer
Document Type
Special Warranty Deed
Jurisdiction
OSCEOLA FL
Recording Date
Jul 5, 2018
Property Address
1905 GREEN DRAGON DR, SAINT CLOUD, FL 34771-8555
Document Number
0053611757
Book / Page
5361 / 1757
Map Reference
MB25 PG157&158
Instrument Date
Jun 28, 2018
Instrument
2018102432
Transaction Type
Subdivision Related Transfer
Record Updated
Feb 8, 2022
Title Company
DHI TITLE OF FLORIDA INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$2,040.50
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
1905 GREE DRAGON DR, SAINT CLOUD, FL 34771-8555
Mortgage
Document Number
2018102433
Date
Jul 5, 2018
Instrument
2018102433
Lender
Name
DHI MORTGAGE COMPANY LTD
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 1, 2048
March 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
OSCEOLA FL
Recording Date
Mar 22, 2018
Property Address
1905 GREEN DRAGON DR, SAINT CLOUD, FL 34771-8555
Document Number
0053051091
Book / Page
005305 / 001091
Instrument Date
Mar 16, 2018
Instrument
46421
Transaction Type
Transfer
Record Updated
Apr 17, 2018
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149
Tax Assessment & Valuation
The 2025 property tax bill for 1905 Green Dragon Dr was $6,691, up 63% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Osceola County
Municipality
St. Cloud City
Unified School District
Osceola County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$6,691.00 (+62.96%)
$373,600Land $70,000Building $303,600
$373,600Land $70,000Building $303,600
2024
$4,106.00 (+2.57%)
2023
$4,003.00 (+3.52%)Homeowner's exemption
$264,419 (+3%)
$361,000 (+15.59%)Land $65,000Building $296,000
2022
$3,867.00Homeowner's exemption
$256,718
$312,300Land $60,000Building $252,300
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1905 Green Dragon Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 70 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
70 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1905 Green Dragon Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood
0.2% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source
Groundwater
Last State Inspection
Jul 2025
Lead
2 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless
5,000 / 5,000
Spectrum Cable
1,000 / 35
T-Mobile Fixed Wireless
100 / 20
May also be available: CenturyLink, Verizon, Xfinity.