1905 Gatesborough Cir, Murray, KY 42071 Property Records

Calloway County property record for 1905 Gatesborough Cir, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,290 sqft · built 1969
Lot Size	0.279 acres (12,154 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,500 (Jul 2009)
Tax Bill	$1,958 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-M-0003-00003`

Property Details

APN / Parcel Number

Primary APN	`042-M-0003-00003`
Alternative APNs	`102182` `15483`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,290 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,154 sqft (0.279 acres)
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces
Patio Area	336 sqft
Greenhouse	481 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	102182
Street Address	1905 GATESBOROUGH CIR
City	MURRAY
State	KY
Zip	42071-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42M-3-3,4 1905 GATESBOROUGH
Legal Subdivision	H5
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1026
Census Tract	10602

Owner

Source: Calloway County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	761 KIRKSEY ALMO RD, MURRAY, KY 42071-7606
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Warranty Deed, Transfer · Conventional Mortgage GLOBAL MORTGAGE LINK LLC
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2009 · Amount on Record
Deed Sale	Jul 1, 2009 · Amount on Record
Deed Document Number	2009531208
Deed Book / Page	793 / 53
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jan 2, 2024
Property Address	1905 GATESBOROUGH CIR, MURRAY, KY 42071-2712
Document Number	001442/175
Book / Page	1442 / 175
Map Reference	MB 3 PG 23
Instrument Date	Dec 22, 2023
Instrument	687255
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$243.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1905 GATESBOROUGH CIR, MURRAY, KY 42071-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	761 KIRKSEY ALMO RD, MURRAY, KY 42071-7606

Mortgage

Document Number	0000687256
Date	Jan 2, 2024
Instrument	687256

Lender

Name	GLOBAL MORTGAGE LINK LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1905 GATESBOROUGH CIR, MURRAY, KY 42071-2712
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 GATESBOROUGH CIR, MURRAY, KY 42071-2712

Mortgage

Document Number	001410/605
Date	Apr 4, 2023
Book Page	1410/605
Instrument	682504

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Mar 27, 2024

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1905 GATESBOROUGH CIR, MURRAY, KY 42071-2712
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	HOME TEAM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001369/54
Date	May 2, 2022
Book Page	1369/54
Instrument	656965

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,958.00 (+74.98%)	$243,500 (+80.37%)	$243,500 (+80.37%)
2023	$1,119.00 (-2.1%)	$135,000 (-)	$135,000 (-)
2022	$1,143.00	$135,000	$135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Murray Electric System.

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