1905 E Palomino Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1905 E Palomino Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,445 sqft · built 1996
Lot Size	0.146 acres (6,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$421,800 (Jul 2025)
Tax Bill	$1,504 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2022 Second Mortgage + 7 more
Flood Zone	Zone X (moderate risk)
APN	`304-21-232`

Property Details

APN / Parcel Number

Primary APN	`304-21-232`
Alternative APN	`304212321`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	1,565 sqft
1st Floor Area	1,445 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,377 sqft (0.146 acres)
Parking Spaces	2 Parking Spaces
Pool Area	333 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1905 E PALOMINO DR
City	GILBERT
State	AZ
Zip	85296-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	RANCHO CIMARRON MCR 380-25
Legal Range	6E
Legal Township	1S
Legal Section	16
Legal Subdivision	RANCHO CIMARRON
Legal Lot Number	204
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2007
Census Tract	422512

Owner

Source: Maricopa County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 18, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 14, 2025	Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE AGENCY
Jul 14, 2025	Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE AGENCY
Jul 14, 2025	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Mar 2, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 21, 2018	Quit Claim Deed, Transfer PROFESSIONAL ESCROW RSRCS
Oct 13, 2017	Quit Claim Deed, Transfer PROFESSIONAL ESCROW RSRCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Apr 3, 2008 · Amount on Record
Deed Document Number	2025403241
Prior Transfer Date	Nov 9, 2018
Prior Transfer Doc	0000866472
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207

Mortgage

Document Number	0001260626
Date	Nov 29, 2021
Instrument	20211260626

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207

Mortgage

Document Number	0000805231
Date	Oct 28, 2022
Instrument	20220805231

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207

Mortgage

Document Number	0000136912
Date	Mar 18, 2024
Instrument	20240136912

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 14, 2025
Property Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207
Document Number	0000403242
Instrument Date	Jul 11, 2025
Instrument	20250403242
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 14, 2025
Property Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207
Document Number	0000403243
Map Reference	MB 380 PG 25
Instrument Date	Jul 10, 2025
Instrument	20250403243
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 14, 2025
Property Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207
Document Number	0000403241
Instrument Date	Jul 10, 2025
Instrument	20250403241
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2536 W CLEMENT CIR, FLAGSTAFF, AZ 86001-0782

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207

Mortgage

Document Number	0000403244
Date	Jul 14, 2025
Instrument	20250403244

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.9%
Index	SOFR Average 30-Day
Max Rate	10.9%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179631
Date	Mar 2, 2020
Instrument	20200179631

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 21, 2018
Property Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207
Document Number	0000866472
Instrument Date	Nov 9, 2018
Instrument	866472
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	PROFESSIONAL ESCROW RSRCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1905 E PALOMINO DR GILBERT AZ 852963207, GILBERT, AZ 85296-3207

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 13, 2017
Property Address	1905 E PALOMINO DR, GILBERT, AZ 85296-3207
Document Number	0000759347
Instrument Date	Oct 4, 2017
Instrument	759347
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	PROFESSIONAL ESCROW RSRCS

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 E PALOMINO DR GILBERT AZ 852963207, GILBERT, AZ 85296-3207

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,820 (+107.43%)	$408,200 (+5.21%) Land $81,600 Building $326,600
2025	$1,504.00 (+3.23%)	$19,679 (-52.27%)	$388,000 (-5.89%) Land $77,600 Building $310,400
2024		$41,230	$412,300 Land $82,400 Building $329,900
2023	$1,457.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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