1905 E Franklin St, Evansville, IN 47711 Property Records

Vanderburgh County property record for 1905 E Franklin St, Evansville, IN 47711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 922 sqft · built 1942
Lot Size	0.156 acres (6,800 sqft)
Owner	Individual Name on File
Last Sale	$195,754 (May 2026)
Tax Bill	$623 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095-60-16-0030-20`

Property Details

APN / Parcel Number

Primary APN	`095-60-16-0030-20`
Alternative APNs	`82-06-21-016-003.020-027` `01754645940`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
1st Floor Area	922 sqft
Basement Area	922 sqft
Finished Basement	922 sqft
Game Room	Game Room

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Deck Area	144 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01754645940
Street Address	1905 E FRANKLIN ST
City	EVANSVILLE
State	IN
Zip	47711-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE PARK L62
Legal Subdivision	TERRACE PARK
Jurisdiction	VANDERBURGH IN
Township / Civil Division	KNIGHT
Census Block Group	2
Census Block	2008
Census Tract	300

Owner

1905 E Franklin St is owned and occupied by an individual who bought it in May 2026.

Source: Vanderburgh County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1905 E FRANKLIN ST, EVANSVILLE, IN 47711-5809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FCU
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MASTERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Deed Document Number	202610130
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANDERBURGH IN
Property Address	1905 E FRANKLIN ST, EVANSVILLE, IN 47711-5809
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R00004851
Date	Mar 13, 2026
Instrument	2026R00004851

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	4401 THEATER DR, EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	9 Months
Due	Dec 1, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	May 18, 2026
Property Address	1905 E FRANKLIN ST, EVANSVILLE, IN 47711-5809
Document Number	0000010130
Instrument Date	May 13, 2026
Instrument	2026.10130
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1905 E FRANKLIN ST, EVANSVILLE, IN 47711-5809

Mortgage

Document Number	0000010131,
Date	May 18, 2026
Instrument	2026.10131

Lender

Name	MORTGAGE MASTERS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1905 E Franklin St was $623 with a homeowner's exemption, up 3.8% from the year before.

Source: Vanderburgh County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Vanderburgh County
County Subdivision	Knight Township
Municipality	Evansville City
Unified School District	Evansville-Vanderburgh School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$623.00 (+3.83%) Homeowner's exemption	$83,400 Land $13,200 Building $70,200	$83,400 Land $13,200 Building $70,200
2024	$600.00 (-6.1%)
2023	$639.00 (+15.34%)	$72,500 (+6.93%) Land $10,100 Building $62,400	$72,500 (+6.93%) Land $10,100 Building $62,400
2022	$554.00 (+5.32%)	$67,800 Land $10,100 Building $57,700	$67,800 Land $10,100 Building $57,700
2021	$526.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1905 E Franklin St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1905 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSVILLE WATER UTILITY serves 182,444 people · EPA ID IN5282002
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, Watch TV.

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