1905 E Delta Dr, Muncie, IN 47303 Property Records

Delaware County property record for 1905 E Delta Dr, Muncie, IN 47303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,668 sqft · built 1980
Lot Size	0.661 acres (28,776 sqft)
Owner	Individual Name on Record
Last Sale	$116,900 (Sep 2020)
Tax Bill	$835 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-07-14-357-001.000-006`

Property Details

APN / Parcel Number

Primary APN	`18-07-14-357-001.000-006`
Alternative APN	`0714357001000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	28,776 sqft (0.661 acres)
Lot Dimensions	1,320 ft deep x 2,180 ft wide
Garage Type	Mixed
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	07 14 357 001 000
Street Address	1905 E DELTA DR
City	MUNCIE
State	IN
Zip	47303-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYERTON LOTS 2 3 & 4 & VAC ALLEY ADJ
Legal Lot Number	2
Jurisdiction	DELAWARE IN
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1025
Census Tract	2603

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1905 E DELTA DR, MUNCIE, IN 47303-9582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage THRIVE CU
May 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	202011783
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Sep 8, 2020
Property Address	1905 E DELTA DR, MUNCIE, IN 47303-9582
Document Number	2020R11783
Instrument Date	Sep 1, 2020
Instrument	2020R11783
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 E DELTA DR, MUNCIE, IN 47303-9582

Mortgage

Document Number	2020R11784
Date	Sep 8, 2020
Instrument	2020R11784

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	May 24, 2019
Property Address	1905 E DELTA DR, MUNCIE, IN 47303-9582
Document Number	2019R06446
Instrument Date	May 8, 2019
Instrument	2019R06446
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 E DELTA DR, MUNCIE, IN 47303-9582

Mortgage

Document Number	2019R06447
Date	May 24, 2019
Instrument	2019R06447

Lender

Name	THRIVE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE IN
Recording Date	May 7, 2018
Property Address	1905 E DELTA DR, MUNCIE, IN 47303-9582
Document Number	2018R05582
Instrument Date	Apr 24, 2018
Instrument	2018R05582
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 E DELTA DR, MUNCIE, IN 47303-9582

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Hamilton Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$835.00 (+8.58%)	$148,100 (+20.7%) Land $33,500 Building $114,600	$148,100 (+20.7%) Land $33,500 Building $114,600
2024	$769.00 (-8.99%)
2023	$845.00 (+1.81%)	$122,700 (-0.81%) Land $33,500 Building $89,200	$122,700 (-0.81%) Land $33,500 Building $89,200
2022	$830.00 (+28.28%)	$123,700 Land $33,500 Building $90,200	$123,700 Land $33,500 Building $90,200
2021	$647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Spectrum, Watch TV.

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