1905 E 25th St, Des Moines, IA 50317 Property Records

Polk County property record for 1905 E 25th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,551 sqft · built 2015
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 2022)
Tax Bill	$4,996 (2024)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2022 Second Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`060/08434-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/08434-000-000`
Alternative APN	`792331132020`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,551 sqft Living Area
Gross Area	1,691 sqft
1st Floor Area	851 sqft
Basement Area	840 sqft
Finished Basement	700 sqft
Unfinished Basement	140 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	36 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1905 E 25TH ST
City	DES MOINES
State	IA
Zip	50317-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 F E OF ADJ & E 102 F LOT 12 BLK 2 VORSES FIRST ADDITION TO EASTON PLACE
Legal Subdivision	VORSES 1ST ADD TO EASTON PLACE
Legal Block	2
Legal Lot Number	12
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2002
Census Tract	202

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1905 E 25TH ST, DES MOINES, IA 50317-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Sep 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLLINS COMMUNITY CU
Aug 30, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COLLINS COMMUNITY CU
Aug 30, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COLLINS COMMUNITY CU
Sep 28, 2022	Re-recorded Document · Conventional Mortgage COLLINS COMMUNITY CU
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Oct 31, 2022	Warranty Deed, Transfer
Sep 28, 2022	Warranty Deed, Transfer
Jun 29, 2022	Intrafamily Transfer, Transfer
Jun 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Aug 30, 2022 · Amount on Record
Deed Document Number	202275902
Deed Book / Page	19278 / 945
Prior Transfer Date	Aug 24, 2022
Prior Transfer Doc	0000075901
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Oct 15, 2026
Property Address	1905 E 25TH ST, DES MOINES, IA 50317-3003
Document Number	0000063474
Book / Page	20688 / 829
Instrument Date	Oct 9, 2026
Instrument	202663474
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 E 25TH ST, DES MOINES, IA 50317-3003

Mortgage

Document Number	0000063474,
Date	Oct 15, 2026
Book Page	20688/829
Instrument	202663474

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1905 E 25TH ST, DES MOINES, IA 50317-3003
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075904
Date	Sep 28, 2022
Book Page	19278/965
Instrument	2022-00075904

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2032

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1905 E 25TH ST, DES MOINES, IA 50317-3003
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069354
Date	Aug 30, 2022
Book Page	19247/665
Instrument	2022-00069354

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1905 E 25TH ST, DES MOINES, IA 50317-3003
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069354
Date	Aug 30, 2022
Book Page	19247/665
Instrument	2022-00069354

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

September 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	POLK IA
Recording Date	Sep 28, 2022
Property Address	1905 E 25TH ST, DES MOINES, IA 50317-3003
Document Number	0000075901
Book / Page	19278 / 943
Instrument Date	Aug 24, 2022
Instrument	2022-00075901
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000075903
Date	Sep 28, 2022
Book Page	19278/947
Instrument	2022-00075903

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 30, 2022
Property Address	1905 E 25TH ST, DES MOINES, IA 50317-3003
Document Number	0000069352
Book / Page	19247 / 645
Instrument Date	Aug 24, 2022
Instrument	2022-00069352
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$229.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1905 E 25TH ST, DES MOINES, IA 50317-3003

Mortgage

Document Number	0000069353
Date	Aug 30, 2022
Book Page	19247/647
Instrument	2022-00069353

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 31, 2022
Property Address	1905 E 25TH ST, DES MOINES, IA 50317-3003
Document Number	0000082829
Book / Page	19312 / 488
Instrument Date	Aug 23, 2022
Instrument	2022-00082829
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1905 E 25TH ST, DES MOINES, IA 50317-3003
Investor	Possibly a Property Investor

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 28, 2022
Property Address	1905 E 25TH ST, DES MOINES, IA 50317-3003
Document Number	0000075902
Book / Page	19278 / 945
Instrument Date	Aug 23, 2022
Instrument	2022-00075902
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$359.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1905 E 25TH ST, DES MOINES, IA 50317-3003
Investor	Possibly a Property Investor

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Jun 29, 2022
Property Address	1905 E 25TH ST, DES MOINES, IA 50317-3003
Document Number	0000053784
Book / Page	19174 / 190
Instrument Date	Jun 28, 2022
Instrument	2022-00053784
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5909 GRAND AVE, DES MOINES, IA 50312-1414

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Jun 29, 2022
Property Address	1905 E 25TH ST, DES MOINES, IA 50317-3003
Document Number	0000053784
Book / Page	19174 / 190
Instrument Date	Jun 28, 2022
Instrument	2022-00053784
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5909 GRAND AVE, DES MOINES, IA 50312-1414

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$289,200 (+13.86%) Land $22,900 Building $266,300	$289,200 (+13.86%) Land $22,900 Building $266,300
2024	$4,996.00 (+524.5%)
2023		$254,000 Land $19,900 Building $234,100	$254,000 Land $19,900 Building $234,100
2020	$800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1990–2018)
Most Recent Claim	Jul 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber.

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