Champaign County property record for 1905 David Dr, Champaign, IL 61821
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1956 |
| Lot Size | 0.246 acres (10,732 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,000 (Dec 2005) |
| Tax Bill | $3,606 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-20-23-280-010 |
| Primary APN | 45-20-23-280-010 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Building Perimeter |
| 1st Floor Area | 1,040 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 10,732 sqft (0.246 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1905 DAVID DR |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61821-6021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 PARK TERRACE SUB |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 23 |
| Legal Subdivision | PARK TERRACE SUB |
| Legal Lot Number | 20 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 1301 |
Source: Champaign County records · APN 45-20-23-280-010
Assessment roll updated April 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1905 DAVID DR, CHAMPAIGN, IL 61821-6021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PLANITES CREDIT UNION |
| Feb 24, 2023 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 2005 · Amount on Record |
| Deed Sale | Dec 05, 2005 · Amount on Record |
| Deed Document Number | 200536482 |
| Last Transfer Date | Feb 23, 2023 |
| Transfer Doc | 0000002225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 10, 2026 |
| Property Address | 1905 DAVID DR, CHAMPAIGN, IL 61821-6021 |
| Document Number | 0000010720 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 202610720 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1905 DAVID DR, CHAMPAIGN, IL 61821-6021 |
| Document Number | 0000010720, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202610720 |
| Name | PLANITES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Feb 24, 2023 |
| Property Address | 1905 DAVID DR, CHAMPAIGN, IL 61821-6021 |
| Document Number | 0000002225 |
| Map Reference | MB K PG 194 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 2023R02225 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1905 DAVID DR, CHAMPAIGN, IL 61821-6021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1905 DAVID DR, CHAMPAIGN, IL 61821-6021 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017737 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021R17737 |
| Name | INB NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,140 (+33.55%) Land $20,480 Building $32,660 | $159,420 (+33.55%) Land $61,440 Building $97,980 | |
| 2024 | $3,606.00 (+16.06%) | ||
| 2022 | $3,107.00 Homeowner's exemption | $39,790 Land $15,330 Building $24,460 | $119,370 Land $45,990 Building $73,380 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: AMG Technology Investment Group, Consolidated Communications.
Based on FCC filings for 397 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0195300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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