1905 Clegg St, Howe, TX 75459 Property Records

Grayson County property record for 1905 Clegg St, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	1,666 sqft · built 2016
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on File
Last Sale	$333,497 (Sep 2023)
Tax Bill	$5,988 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`242 7214001`

Property Details

APN / Parcel Number

Primary APN	`242 7214001`
Alternative APN	`266874`

Interior

Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	1,666 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Lot Area	7,928 sqft (0.182 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	99 sqft

Location & Zoning

Street Address	1905 CLEGG ST
City	HOWE
State	TX
Zip	75459-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT HILL PHASE 1, BLOCK A, LOT 1, ACRES .182
Legal Subdivision	SUMMIT HILL PHASE 1
Legal Block	A
Legal Lot Number	1
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1070
Census Tract	1801

Owner

1905 Clegg St is owned by two individuals who bought it in September 2023.

Source: Grayson County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	817 SLEEPY HOLLOW DR, GARLAND, TX 75043-5222
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Sep 3, 2021	Vendor's Lien, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jan 19, 2021	Warranty Deed, Transfer
Aug 6, 2018	Warranty Deed, Transfer OFH JNB 02 LLC
Jul 24, 2018	Grant Deed, Transfer KENNETH & REBECCA HART

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Sep 3, 2021 · Amount on File
Deed Document Number	202323433
Prior Transfer Date	Aug 30, 2021
Prior Transfer Doc	0000030340
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1905 CLEGG ST, HOWE, TX 75459-2917
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5437 BAKER DR, THE COLONY, TX 75056-1871

Mortgage

Document Number	0000023434
Date	Sep 1, 2023
Instrument	2023-23434

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1905 CLEGG ST, HOWE, TX 75459-2917
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030345
Date	Nov 2, 2020
Instrument	2020-00030345

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Sep 3, 2021
Property Address	1905 CLEGG ST, HOWE, TX 75459-2917
Document Number	0000030340
Map Reference	VOL 21 PG 92
Instrument Date	Aug 30, 2021
Instrument	2021-00030340
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 CLEGG ST, HOWE, TX 75459-2917

Mortgage

Document Number	0000030341
Date	Sep 3, 2021
Instrument	2021-00030341

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 19, 2021
Property Address	1905 CLEGG ST, HOWE, TX 75459-2917
Document Number	0000001746
Map Reference	VOL 21 PG 89
Instrument Date	Oct 28, 2020
Instrument	2021-00001746
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 CLEGG ST, HOWE, TX 75459-2917

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 6, 2018
Property Address	1905 CLEGG ST, HOWE, TX 75459-2917
Document Number	0000017725
Instrument Date	Jul 30, 2018
Instrument	17725
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5175 W FM 455 CELINA TX 750093305, CELINA, TX 75009-3305

Mortgage

Document Number	17726
Date	Aug 6, 2018
Instrument	17726

Lender

Name	OFH JNB 02 LLC
Address	2810 E TRINITY MILLS RD # 209-2, CARROLLTON, TX 75006-2545

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 24, 2018
Property Address	1905 CLEGG ST, HOWE, TX 75459-2917
Document Number	0000016523
Instrument Date	Jul 23, 2018
Instrument	16523
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2810 E TINITY MILLS RD #209-27 CARROLLTON TX 75006, 209-27, CARROLLTON, TX 75006

Mortgage

Document Number	16524
Date	Jul 24, 2018
Instrument	16524

Lender

Name	KENNETH & REBECCA HART
Address	1095 CLEGG ST, HOWE, TX 75459
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,185 Land $63,265 Building $226,920	$290,185 Land $63,265 Building $226,920
2024	$5,988.00
2023		$292,091 Land $62,155 Building $229,936	$292,091 Land $62,155 Building $229,936
2022	$6,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Clegg St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2006–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Nov 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Clegg St is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20

May also be available: ElektraFi, Grayson Collin Communications.

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