1905 Carmel Dr, Plano, TX 75075 Property Records

Collin County property record for 1905 Carmel Dr, Plano, TX 75075

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,924 sqft · built 1983
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,514,205 (May 2025)
Tax Bill	$11,398 (2025)
Deeds & Mortgages	May 2025 Second Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-0394-001-0390-1`

Property Details

APN / Parcel Number

Primary APN	`R-0394-001-0390-1`
Alternative APNs	`000000197334` `197334`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,924 sqft Living Area
Gross Area	5,836 sqft
1st Floor Area	2,885 sqft
2nd Floor Area	1,715 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	740 sqft
Porch	Covered Patio/Porch
Porch Area	744 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	1905 CARMEL DR
City	PLANO
State	TX
Zip	75075-7306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PITMAN CREEK ESTATES NO 2, BLK A, LOT 39 & 40
Legal Subdivision	PITMAN CREEK ESTATES NO 2 (CPL)
Legal Block	A
Legal Lot Number	39,40
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1003
Census Tract	31808

Owner

Source: Collin County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1905 CARMEL DR, PLANO, TX 75075-7306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH DALLAS BANK & TRUST CO
May 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTH DALLAS BANK & TRUST CO
May 6, 2025	Vendor's Lien, Transfer · Conventional Mortgage NORTH DALLAS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Dec 31, 2002 · Amount on Record
Deed Document Number	202555518
Prior Transfer Date	Dec 26, 2002
Prior Transfer Doc	0000196079
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1905 CARMEL DR, PLANO, TX 75075-7306
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	UNKNOWN, ITC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2025000056024
Date	May 6, 2025
Instrument	2025000056024

Lender

Name	NORTH DALLAS BANK & TRUST CO
Type	Bank
Address	DALLAS, TX 75230

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2035

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1905 CARMEL DR, PLANO, TX 75075-7306
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 3RD ST NW, ROCHESTER, MN 55901-7917
Investor	Possibly a Property Investor

Mortgage

Document Number	2025000056154
Date	May 7, 2025
Instrument	2025000056154

Lender

Name	NORTH DALLAS BANK & TRUST CO
Type	Bank
Address	DALLAS, TX 75230

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	May 6, 2025
Property Address	1905 CARMEL DR, PLANO, TX 75075-7306
Document Number	2025000055518
Map Reference	VOL B PG 176
Instrument Date	May 2, 2025
Instrument	2025000055518
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 CARMEL DR, PLANO, TX 75075-7306
Investor	Possibly a Property Investor

Mortgage

Document Number	2025000055519
Date	May 6, 2025
Instrument	2025000055519

Lender

Name	NORTH DALLAS BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,398.00 (-0.58%) Homeowner's exemption	$905,694 (+9.04%) Land $187,500 Building $816,113	$1,003,613 (+20.83%) Land $187,500 Building $816,113
2024	$11,464.00 (-3%)
2023		$830,612 Land $135,850 Building $694,762	$830,612 Land $135,850 Building $694,762
2022	$11,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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