Eaton County property record for 1905 Arch Rd, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,620 sqft · built 1986 |
| Lot Size | 6.39 acres (278,348 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,013 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2020 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12002430007500 |
| Primary APN | 12002430007500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 278,348 sqft (6.39 acres) |
| Garage Area | 440 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1905 ARCH RD |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-9296 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LA |
| Legal Description | SW 1/4 OF SW 1/4, EXCEPT N 630.75 FT, & EXCEPT S 480 FT. SEC.24, T2N,R3W, EATON RAPIDS TWP 1980 |
| Legal Range | 03W |
| Legal Township | 02N |
| Legal Section | 24 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 21201 |
1905 Arch Rd is owned and occupied by an individual who acquired it in May 2019.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1905 ARCH RD, EATON RAPIDS, MI 48827-9296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Mar 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Aug 22, 2019 | Intrafamily Transfer, Transfer |
| Jul 29, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 21, 2019 |
| Transfer Doc | 2799/0600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 1905 ARCH RD, EATON RAPIDS, MI 48827-9296 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1905 ARCH RD, EATON RAPIDS, MI 48827-9296 |
| Document Number | 003164/392 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | 3164/392 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 1905 ARCH RD, EATON RAPIDS, MI 48827-9296 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2835/865 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 2835/865 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 10, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Aug 22, 2019 |
| Property Address | 1905 ARCH RD, EATON RAPIDS, MI 48827-9296 |
| Document Number | 2799/0600 |
| Book / Page | 2799 / 0600 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1905 ARCH RD, EATON RAPIDS, MI 48827-9296 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jul 29, 2019 |
| Property Address | 1905 ARCH RD, EATON RAPIDS, MI 48827-9296 |
| Document Number | 2795/0426 |
| Book / Page | 2795 / 0426 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1905 ARCH RD, EATON RAPIDS, MI 48827-9296 |
The 2025 property tax bill for 1905 Arch Rd was $3,013 with a homeowner's exemption, up 3.8% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| County Subdivision | Eaton Rapids Township |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,300 (+7.23%) | $265,329 (-) Land $54,255 Building $211,074 | |
| 2025 | $3,013.00 (+3.82%) Homeowner's exemption | $132,700 | $265,329 Land $54,255 Building $211,074 |
| 2024 | $2,902.00 | ||
| 2023 | $113,000 | $226,000 | |
| 2022 | $2,554.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1905 Arch Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1982–2018) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | May 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1905 Arch Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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