1905 98th Ave, Oakland, CA 94603 Property Records

Alameda County property record for 1905 98th Ave, Oakland, CA 94603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 1942
Lot Size	0.162 acres (7,050 sqft)
Owner	Individual Name on File
Tax Bill	$5,776 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-5455-16-1`

Property Details

APN / Parcel Number

Primary APN	`46-5455-16-1`
Alternative APN	`046-5455-016-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,050 sqft (0.162 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1905 98TH AVE
City	OAKLAND
State	CA
Zip	94603-2766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0016 AR: 0046 PAGE: 5455
Legal Subdivision	WARTER
Legal Lot Number	2
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1003
Census Tract	410300

Owner

1905 98th Ave is owned and occupied by an individual who acquired it in January 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1905 98TH AVE, OAKLAND, CA 94603-2766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 21, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
Oct 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 29, 2019	Quit Claim Deed · Conventional Mortgage MERS FUND I

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 15, 2021
Transfer Doc	0000024219
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1905 98TH AVE, OAKLAND, CA 94603-2766
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 TRADEWINDS CT, BAY POINT, CA 94565-6797

Mortgage

Document Number	0000315394
Date	Sep 20, 2021
Instrument	2021315394

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 21, 2021
Property Address	1905 98TH AVE, OAKLAND, CA 94603-2766
Document Number	0000024219
Map Reference	MB 17 PG 1
Instrument Date	Jan 15, 2021
Instrument	2021024219
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 TRADEWINDS CT, BAY POINT, CA 94565-6797

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 6, 2020
Property Address	1905 98TH AVE, OAKLAND, CA 94603-2766
Document Number	0000262042
Instrument Date	Sep 21, 2020
Instrument	262042
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 98TH AVE OAKLAND CA 946032766, OAKLAND, CA 94603-2766

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 6, 2020
Property Address	1905 98TH AVE, OAKLAND, CA 94603-2766
Document Number	0000262043
Instrument Date	Sep 21, 2020
Instrument	262043
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 98TH AVE OAKLAND CA 946032766, OAKLAND, CA 94603-2766

March 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 29, 2019
Property Address	1905 98TH AVE, OAKLAND, CA 94603-2766
Document Number	0000056453
Instrument Date	Mar 25, 2019
Instrument	56453
Record Updated	Apr 15, 2019
Title Company	LAWYERS TITLE/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	1905 98TH AVE OAKLAND CA 946032766, OAKLAND, CA 94603-2766

Mortgage

Document Number	56454
Date	Mar 29, 2019
Instrument	56454

Lender

Name	MERS FUND I
Address	MOUNTAIN VIEW, CA 94040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1905 98th Ave was $5,776.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,071 (+2%) Land $86,421 Building $201,650
2025	$5,776.00	$282,424 Land $84,727 Building $197,697
2023	$5,598.00	$271,460 Land $81,438 Building $190,022	$515,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 98th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1905 98th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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