Stearns County property record for 1905 10th Ave S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1958 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Apr 2021) |
| Tax Bill | $2,640 (2026) |
| Deeds & Mortgages | Apr 2021 Sale Nov 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44210-0000 |
| Primary APN | 82-44210-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Width | 116 ft Width |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1905 10TH AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-5675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 LESS W127' BLK 2 ATWOOD ACRES SECTION 23 TOWNSHIP 124 RANGE 028 ATWOOD ACRES SECTION 23 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 23 |
| Legal Subdivision | ATWOOD ACRES |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 301 |
Source: Stearns County records · APN 82-44210-0000
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1905 10TH AVE S, SAINT CLOUD, MN 56301-5675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Warranty Deed, Transfer MISC COMPANY |
| Nov 15, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Jun 28, 2017 | Warranty Deed, Transfer EDINA REALTY TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on Record |
| Deed Sale | Apr 29, 2021 · Amount on Record |
| Prior Sale | Nov 15, 2019 · Amount on Record |
| Deed Document Number | 202143945 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 29, 2021 |
| Property Address | 1905 10TH AVE S, SAINT CLOUD, MN 56301-5675 |
| Document Number | 0000T43945 |
| Instrument Date | Apr 19, 2021 |
| Instrument | T43945 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1905 10TH AVE S, SAINT CLOUD, MN 56301-5675 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 15, 2019 |
| Property Address | 1905 10TH AVE S, SAINT CLOUD, MN 56301-5675 |
| Document Number | 0000T42759 |
| Instrument Date | Nov 06, 2019 |
| Instrument | T42759 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1905 10TH AVE S, SAINT CLOUD, MN 56301-5675 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 28, 2017 |
| Property Address | 1905 10TH AVE S, SAINT CLOUD, MN 56301-5675 |
| Document Number | 0000T41012 |
| Instrument Date | Jun 19, 2017 |
| Instrument | T41012 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $486.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1905 10TH AVE S, SAINT CLOUD, MN 56301-5675 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,640.00 (+19.46%) | ||
| 2025 | $203,500 (+1.65%) Land $35,000 Building $168,500 | $203,500 (+1.65%) Land $35,000 Building $168,500 | |
| 2023 | $2,210.00 | $200,200 Land $35,000 Building $165,200 | $200,200 Land $35,000 Building $165,200 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450003011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 277 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BIF IV Intrepid HoldCo Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Xtratyme Technologies.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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