19045 Sepia Ct, Riverside, CA 92508 Property Records

Riverside County property record for 19045 Sepia Ct, Riverside, CA 92508

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,528 sqft · built 2022
Lot Size0.109 acres (4,791 sqft)
OwnerIndividual Name on Record
Last Sale$644,000 (Dec 2022)
Tax Bill$11,316 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN266-711-012

Property Details

APN / Parcel Number

Primary APN266-711-012

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,528 sqft Living Area

Exterior

Year BuiltBuilt 2022
Construction TypeWood
Lot Area4,791 sqft (0.109 acres)
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number266711012
Street Address19045 SEPIA CT
CityRIVERSIDE
StateCA
Zip92508-7203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACRES 0.11000000 ACREAGEQUALCODE ML LOT 57 LOTTYPE L MAPPLATB 476 MAPPLATP 036 SUBDIVISIONNAME TR 37593
Legal Tract37593
Legal Lot Number57
JurisdictionRIVERSIDE CA
Township / Civil DivisionLAKE MATHEWS
Census Block Group1
Census Block1002
Census Tract42009

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address19045 SEPIA CT, RIVERSIDE, CA 92508-7203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2022 · Amount on Record
Deed SaleDec 1, 2022 · Amount on Record
Deed Document Number2022-0488927
Record UpdatedJun 8, 2026

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateDec 1, 2022
Property Address19045 SEPIA CT, RIVERSIDE, CA 92508-7203
Document Number0000488927
Map ReferenceMB 476 PG 36-42
Instrument DateAug 30, 2022
Instrument2022-0488927
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,416.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address19045 SEPIA CT, RIVERSIDE, CA 92508-7203
InvestorPossibly a Property Investor

Mortgage

Document Number0000488928
DateDec 1, 2022
Instrument2022-0488928
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateDec 1, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.99%
IndexOther
Margin3
Max Rate8.99%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityRiverside City
Unified School DistrictRiverside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$11,316.00 (+4.9%)$682,406 (+5.97%) Land $78,030 Building $604,376
2023$10,787.00 (+137.7%)$643,990 Land $75,000 Building $568,990
2022$4,538.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN MWD
serves 87,955 people · EPA ID CA3310049
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Sepia Ct

Nearby Streets

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