Deschutes County property record for 19044 Horizon View Dr, Bend, OR 97703
| Property Type | Single Family Home |
|---|---|
| Details | 3,322 sqft · built 2023 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $751,000 (Sep 2021) |
| Tax Bill | $14,075 (2025) |
| Deeds & Mortgages | Feb 2023 Construction Loan Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171135-AB-01000 |
| Primary APN | 171135-AB-01000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,322 sqft |
| Gross Area | 1,428 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bi-Level |
| Lot Area | 109,336 sqft (2.51 acres) |
| Storage Building | Storage Building |
| Account Number | 283230 |
|---|---|
| Street Address | 19044 HORIZON VIEW DR |
| City | BEND |
| State | OR |
| Zip | 97703-8300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WTZ |
| Legal Description | WESTGATE PHASES 5 BLOCK 6 AND 7 |
| Legal Range | 11 |
| Legal Township | 17 |
| Legal Section | 35 |
| Legal Subdivision | WESTGATE PHASES 5 |
| Legal Block | 6,7 |
| Legal Lot Number | 73 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 1302 |
19044 Horizon View Dr is owned and occupied by two individuals who bought it in September 2021.
Source: Deschutes County records, as of May 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19044 HORIZON VIEW DR, BEND, OR 97703-8300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2023 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Sep 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2021 · Amount on File |
| Deed Sale | Sep 8, 2021 · Amount on File |
| Deed Document Number | 202151693 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 19044 HORIZON VIEW DR, BEND, OR 97703-8300 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Address | 2419 EVERETT AVE E, SEATTLE, WA 98102-4066 |
| Document Number | 0000003019 |
|---|---|
| Date | Feb 9, 2023 |
| Instrument | 2023-03019 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Sep 8, 2021 |
| Property Address | 19044 HORIZON VIEW DR, BEND, OR 97703-8300 |
| Document Number | 0000051693 |
| Map Reference | DOC 2021-23713 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 2021-51693 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2419 EVERETT AVE E, SEATTLE, WA 98102-4066 |
| Document Number | 0000051694 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021-51694 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
The 2025 property tax bill for 19044 Horizon View Dr was $14,075, up 76.1% from the year before.
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,075.00 (+76.11%) | $980,000 (+73.53%) | $2,935,620 (+83.35%) Land $901,000 Building $2,034,620 |
| 2024 | $7,992.00 (+105.66%) | $564,730 (+107.2%) | $1,601,120 (+101.4%) Land $798,000 Building $803,120 |
| 2023 | $3,886.00 | $272,550 | $795,000 Land $795,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 19044 Horizon View Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19044 Horizon View Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · lower than 66% of Oregon |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| CenturyLink Fiber | 940 / 940 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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