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1904 Winter Hill Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1904 Winter Hill Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,569 sqft · built 1981
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Aug 2024)
Tax Bill$2,965 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN355432B019

Property Details

APN / Parcel Number

Primary APN355432B019
Alternative APN
  • 2-0060-5487-00-0420.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,569 sqft Living Area
Gross Area2,378 sqft
1st Floor Area1,046 sqft
Basement Area1,046 sqft
Finished Basement523 sqft
Unfinished Basement523 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number355432B019
Street Address1904 WINTER HILL DR
CityO FALLON
StateMO
Zip63366-3952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionPEBBLE BROOK #4 PT LOT 420
Legal SubdivisionPEBBLE BROOK #4
Legal Lot Number420
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group2
Census Block2008
Census Tract311738

Owner

1904 Winter Hill Dr is owned and occupied by two individuals who bought it in August 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address1904 WINTER HILL DR, O FALLON, MO 63366-3952
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2024 · Amount on File
Deed SaleAug 9, 2024 · Amount on File
Prior SaleJan 6, 2021 · Amount on File
Deed Document Number202432066
Prior Transfer DateSep 10, 2009
Prior Transfer Doc0052631929
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 6, 2021
Property Address1904 WINTER HILL DR, O FALLON, MO 63366-3952
Document Number0000001406
Instrument DateDec 23, 2020
Instrument1406
Transaction TypeTransfer
Record UpdatedMar 23, 2021
Title CompanySELECT TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1904 WINTER HILL DR O FALLON MO 633663952, O FALLON, MO 63366-3952

Mortgage

Document Number1407
DateJan 6, 2021
Instrument1407
Lender
NameDELMAR FIN'L
TypeFunding / Finance Company
AddressST LOUIS, MO 63141
Agreement
AmountAmount on Record
Term360 Months
DueJan 5, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1904 Winter Hill Dr was $2,965.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,986 (-)$242,032 (-) Building $242,032
2025$2,965.00$45,986$242,032
2023$42,589
2022$224,151 Land $50,000 Building $174,151

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1904 Winter Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1904 Winter Hill Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Verizon.

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