1904 Winding Meadows Dr, Monroe, MI 48162 Property Records

Monroe County property record for 1904 Winding Meadows Dr, Monroe, MI 48162

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,466 sqft · built 2005
Lot Size	0.05 acres (2,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jul 2023)
Tax Bill	$4,183 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-964-020-00`

Property Details

APN / Parcel Number

Primary APN	`07-964-020-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,466 sqft Living Area
1st Floor Area	1,466 sqft
Basement Area	1,466 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	2,216 sqft
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1904 WINDING MEADOWS DR
City	MONROE
State	MI
Zip	48162-5359
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LEAVE BLAN
Legal Description	SEC 29 T6S R9E WINDING MEADOWS CONDOMINIUMS UNIT 20
Legal Range	09E
Legal Township	06S
Legal Section	29
Legal Subdivision	WINDING MEADOWS CONDOS
Legal Unit	20
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	4
Census Block	4001
Census Tract	831500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1904 WINDING MEADOWS DR, MONROE, MI 48162-5359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	May 22, 2014 · Amount on Record
Deed Document Number	202310629
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 17, 2023
Property Address	1904 WINDING MEADOWS DR, MONROE, MI 48162-5359
Document Number	0000010629
Map Reference	LB 2703 PG 253-283
Instrument Date	Jul 10, 2023
Instrument	2023R10629
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1904 WINDING MEADOWS DR, MONROE, MI 48162-5359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 S CUSTER RD, MONROE, MI 48161-9772

Mortgage

Document Number	0000010630
Date	Jul 17, 2023
Instrument	2023R10630

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Max Rate	10.2%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1904 WINDING MEADOWS DR, MONROE, MI 48162-5359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001203
Date	Jan 15, 2020
Instrument	2020R01203

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,000 (+27.83%) Land $141,000	$282,000 (+27.83%) Land $282,000
2025	$4,183.00 (+38.24%) Homeowner's exemption
2023	$3,026.00 Homeowner's exemption	$110,300	$220,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile.

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