1904 Willow St, Laredo, TX 78043 Property Records

Webb County property record for 1904 Willow St, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	1,249 sqft · built 2007
Lot Size	0.147 acres (6,417 sqft)
Owner	Individual Name on Record
Last Sale	$119,400 (Mar 2019)
Tax Bill	$795 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2019 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`445-01081-110`

Property Details

APN / Parcel Number

Primary APN	`445-01081-110`
Alternative APN	`175405`

Interior

Stories	1 Story
Building Area	1,249 sqft Living Area
1st Floor Area	1,249 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,417 sqft (0.147 acres)
Lot Dimensions	139 ft deep x 46 ft wide
Porch	Open Porch
Porch Area	181 sqft

Location & Zoning

Street Address	1904 WILLOW ST
City	LAREDO
State	TX
Zip	78043-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 11 BLK 1081 ED
Legal Subdivision	EASTERN -- BLOCKS 1051 - 1100
Legal Block	1081
Legal Lot Number	11
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2022
Census Tract	101

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1904 WILLOW ST, LAREDO, TX 78043-4307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE SOUTHEAST TEXAS HOUSING FINANCE CORP
Jul 23, 2020	Deed of Trust, Mortgage · FHA Mortgage WILLOW BEND MORTGAGE CO
Mar 1, 2019	Vendor's Lien, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	20191353551
Deed Book / Page	4557 / 892
Prior Transfer Date	Feb 26, 2019
Prior Transfer Doc	004557/892
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1904 WILLOW ST, LAREDO, TX 78043-4307
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 WILLOW ST, LAREDO, TX 78043-4307

Mortgage

Document Number	0005562/68
Date	Nov 17, 2023
Book Page	5562/68
Instrument	1515593

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Aug 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1904 WILLOW ST, LAREDO, TX 78043-4307
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4561/744
Date	Mar 8, 2019
Book Page	4561/744
Instrument	1354178

Lender

Name	THE SOUTHEAST TEXAS HOUSING FINANCE CORP
Type	Non-Lending Institution
Address	HOUSTON, TX 77089

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 26, 2029

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1904 WILLOW ST, LAREDO, TX 78043-4307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4826/1
Date	Jul 23, 2020
Book Page	4826/1
Instrument	1398624

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 1, 2019
Property Address	1904 WILLOW ST, LAREDO, TX 78043-4307
Document Number	004557/892
Book / Page	4557 / 892
Map Reference	VOL 79 PG 364
Instrument Date	Feb 26, 2019
Instrument	1353551
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 SAN ISIDRO PKWY, LAREDO, TX 78045

Mortgage

Document Number	0001353552
Date	Mar 1, 2019
Instrument	1353552

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,253 (-0.61%) Land $53,839 Building $102,414	$156,253 (-0.61%) Land $53,839 Building $102,414
2025	$795.00 (-18.38%) Homeowner's exemption	$157,207 (+3.07%) Land $53,839 Building $103,368	$157,207 (+3.07%) Land $53,839 Building $103,368
2024	$974.00 (+3.95%)
2023		$152,523 Land $51,272 Building $101,251	$152,523 Land $51,272 Building $101,251
2022	$937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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