1904 Stillwind Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1904 Stillwind Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,007 sqft · built 2000
Lot Size	0.258 acres (11,223 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (May 2018)
Tax Bill	$4,179 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-04-26-021262-027-35`

Property Details

APN / Parcel Number

Primary APN	`30-04-26-021262-027-35`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,007 sqft Living Area
Gross Area	2,510 sqft
1st Floor Area	1,583 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,223 sqft (0.258 acres)
Garage Type	Attached
Garage Area	503 sqft
Porch	Finished/Open Porch
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1904 STILLWIND CT
City	FLEMING ISLAND
State	FL
Zip	32003-8653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 35 EAGLE WATCH AS REC OR 4079 PG 716
Legal Range	26E
Legal Township	04S
Legal Section	30
Legal Subdivision	EAGLE WATCH
Legal Lot Number	35
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1904 STILLWIND CT, FLEMING ISLAND, FL 32003-8653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 5, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
May 1, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 2, 2018	Warranty Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2018 · Amount on Record
Deed Sale	May 1, 2018 · Amount on Record
Prior Sale	Feb 2, 2018 · Amount on Record
Deed Document Number	201822039
Deed Book / Page	4079 / 716
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Jul 23, 2026
Property Address	1904 STILLWIND CT, FLEMING ISLAND, FL 32003-8653
Document Number	0000036470
Book / Page	5069 / 658
Instrument Date	Jul 14, 2026
Instrument	202636470
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 STILLWIND CT, FLEMING ISLAND, FL 32003-8653
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036470,
Date	Jul 23, 2026
Book Page	5069/658
Instrument	202636470

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1904 STILLWIND CT, FLEMING ISLAND, FL 32003-8653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31855 KESTREL LOOP, SPANISH FORT, AL 36527-0005

Mortgage

Document Number	0043981350
Date	Jan 5, 2021
Book Page	4398/1350
Instrument	2021000699

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 1, 2018
Property Address	1904 STILLWIND CT, FLEMING ISLAND, FL 32003-8653
Document Number	0040490716
Book / Page	004049 / 000716
Instrument Date	Apr 30, 2018
Instrument	22039
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	INTRUST TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1904 STILLWIND CT FLEMING ISLAND FL 320038653, FLEMING ISLAND, FL 32003-8653

Mortgage

Document Number	40790718
Date	May 1, 2018
Book Page	004079/000718
Instrument	22040

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 2, 2018
Property Address	1904 STILLWIND CT, FLEMING ISLAND, FL 32003-8653
Document Number	0040530273
Book / Page	4053 / 0273
Map Reference	MB32 PG23-31
Instrument Date	Jan 30, 2018
Instrument	2018005843
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 E TOWN PL, 100, SAINT AUGUSTINE, FL 32092-0661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1567 HASTINGS HAMMOCK LANE, FLEMING ISLAND, FL 32003

Mortgage

Document Number	2018005844
Date	Feb 2, 2018
Instrument	2018005844

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$258,401 (+5.99%)	$374,347 (+5.46%) Land $75,000 Building $299,347
2023	$4,179.00 (+7.51%) Homeowner's exemption	$243,805 (+3%)	$354,951 (+16.67%) Land $75,000 Building $279,951
2022	$3,887.00 Homeowner's exemption	$236,704	$304,248 Land $60,000 Building $244,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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