1904 S Duluth Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 1904 S Duluth Ave, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 712 sqft · built 1937
Lot Size	0.099 acres (4,321 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2026)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-29-232-003-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-29-232-003-000`
Alternative APN	`50531`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	712 sqft Finished Area
1st Floor Area	712 sqft
Basement Area	704 sqft
Finished Basement	352 sqft
Family Room	Family Room
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,321 sqft (0.099 acres)
Lot Dimensions	131 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	50531
Street Address	1904 S DULUTH AVE
City	SIOUX FALLS
State	SD
Zip	57105-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 BLOCK 15 UNIVERSITY ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	UNIVERSITY ADDN
Legal Block	15
Legal Lot Number	22
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1015
Census Tract	1501

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1904 S DULUTH AVE, SIOUX FALLS, SD 57105-2808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer CHARTER BANK
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit METABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Deed Document Number	2026163056
Deed Book / Page	639-D / 478
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 7, 2026
Property Address	1904 S DULUTH AVE, SIOUX FALLS, SD 57105-2808
Document Number	0000163056
Book / Page	639-D / 478
Instrument Date	Jul 2, 2026
Instrument	2026163056
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,705.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 S DULUTH AVE, SIOUX FALLS, SD 57105-2808

Mortgage

Document Number	0000163057,
Date	Jul 7, 2026
Book Page	2019-M/14
Instrument	2026163057

Lender

Name	CHARTER BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1904 S DULUTH AVE, SIOUX FALLS, SD 57105-2808
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 S DULUTH AVE, SIOUX FALLS, SD 57105-2808

Mortgage

Document Number	001980/843
Date	Feb 21, 2024
Book Page	1980/843

Lender

Name	CENTRAL BANK
Type	Bank
Address	1400 18TH ST, SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1904 S DULUTH AVE, SIOUX FALLS, SD 57105-2808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1857MTG/0570
Date	Apr 15, 2019
Book Page	1857 MTG/0570

Lender

Name	METABANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,603 (+8.38%) Land $21,857 Building $130,746	$152,603 Land $21,857 Building $130,746
2025	$1,904.00	$140,800 (+13.73%) Land $22,100 Building $118,700
2024	$1,904.00 (+11.54%)	$123,800 (+8.98%) Land $22,100 Building $101,700
2022	$1,707.00	$113,600 Land $22,100 Building $91,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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