Bell County property record for 1904 S 15th St, Temple, TX 76504
| Property Type | Single Family Home |
|---|---|
| Details | 784 sqft · built 1952 |
| Lot Size | 0.161 acres (7,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $153,713 (May 2024) |
| Tax Bill | $1,491 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Jul 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 0009610000 |
| Primary APN | 0009610000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 784 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,020 sqft (0.161 acres) |
| Lot Dimensions | 130 ft deep x 54 ft wide |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1904 S 15TH ST |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76504-7260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2F |
| Legal Description | ANDERSON HENDLER ADDITION, BLOCK 001, LOT 0002 |
| Legal Subdivision | ANDERSON HENDLER ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 21000 |
1904 S 15th St is owned and occupied by two individuals who bought it in May 2024.
Source: Bell County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1904 S 15TH ST, TEMPLE, TX 76504-7260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 16, 2023 | Affidavit, Transfer |
| Jul 18, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on File |
| Deed Sale | May 30, 2024 · Amount on File |
| Prior Sale | Aug 2, 2016 · Amount on File |
| Deed Document Number | 202422964 |
| Prior Transfer Date | Nov 23, 2009 |
| Prior Transfer Doc | 0000045033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 16, 2023 |
| Property Address | 1904 S 15TH ST, TEMPLE, TX 76504-7260 |
| Document Number | 0000046163 |
| Map Reference | CAB 601 SL 331 |
| Instrument Date | Oct 4, 2023 |
| Instrument | 2023046163 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1904 S 15TH ST, TEMPLE, TX 76504-7260 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1904 S 15TH ST, TEMPLE, TX 76504-7260 |
| Document Number | 0000031647 |
| Instrument Date | Jul 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1904 S 15TH ST TEMPLE TX 765047260, TEMPLE, TX 76504-7260 |
| Document Number | 0000031647 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 31647 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2047 |
The 2025 property tax bill for 1904 S 15th St was $1,491 with a homeowner's exemption.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,491.00 | $141,603 Land $29,133 Building $112,470 | $141,603 Land $29,133 Building $112,470 |
| 2023 | $528.00 (-31.52%) Homeowner's exemption Senior Citizen's exemption | $132,630 Land $24,149 Building $108,481 | $132,630 Land $24,149 Building $108,481 |
| 2022 | $771.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1904 S 15th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1981–2003) |
| Most Recent Claim | Oct 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1904 S 15th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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