1904 Rolling River Cir, O Fallon, MO 63366 Property Records

St. Charles County property record for 1904 Rolling River Cir, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,820 sqft · built 2025
Lot Size0.194 acres (8,468 sqft)
Owner2 Individual Names on File
Last Sale$469,760 (Dec 2025)
Tax Bill$810 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNT220300167

Property Details

APN / Parcel Number

Primary APNT220300167
Alternative APN
  • 2-0012-D149-00-0481.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,820 sqft Living Area
Gross Area4,040 sqft
Basement Area1,220 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area8,468 sqft (0.194 acres)

Location & Zoning

Account NumberT220300167
Street Address1904 ROLLING RIVER CIR
CityO FALLON
StateMO
Zip63366-1796
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG D #3 LOT 481
Legal SubdivisionRIVERDALE VLG D #3
Legal Lot Number481
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2008
Census Tract312001

Owner

1904 Rolling River Cir is owned and occupied by two individuals who bought it in December 2025.

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1904 ROLLING RIVER CIR, O FALLON, MO 63366-1796
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2025 · Amount on File
Deed SaleDec 2, 2025 · Amount on File
Prior SaleMay 31, 2024
Deed Document Number202553966
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 2, 2025
Property Address1904 ROLLING RIVER CIR, O FALLON, MO 63366-1796
Document Number0000053966
Map ReferenceDOC 2021R-087254
Instrument DateNov 21, 2025
Instrument2025R-053966
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 17, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1904 ROLLING RIVER CIR, O FALLON, MO 63366-1796

Mortgage

Document Number0000053967
DateDec 2, 2025
Instrument2025R-053967
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1904 Rolling River Cir was $810.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$89,254 (+571.08%)$469,760 (+571.09%) Land $70,000 Building $399,760
2025$810.00$13,300$70,000 Land $70,000
2023$10,450
2022$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1904 Rolling River Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1904 Rolling River Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed, Verizon.

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