1904 River Ridge Ln, Tuttle, OK 73089 Property Records

Grady County property record for 1904 River Ridge Ln, Tuttle, OK 73089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,328 sqft · built 2006
Lot Size	0.708 acres (30,840 sqft)
Owner	Individual Name on File
Tax Bill	$3,468 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30958`

Property Details

APN / Parcel Number

Primary APN	`30958`
Alternative APNs	`T096-000-033-00-0-000-00` `T096-00-000-033-0-000-00` `63119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,328 sqft Living Area
1st Floor Area	2,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,840 sqft (0.708 acres)
Garage Type	Attached
Garage Area	775 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	149 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	63119
Street Address	1904 RIVER RIDGE LN
City	TUTTLE
State	OK
Zip	73089-5500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-10N-5W LOT 33 RIVER RIDGE ESTATES PHASE 1
Legal Range	05W
Legal Township	10N
Legal Section	28
Legal Subdivision	RIVER RIDGE ESTATES
Legal Phase	1
Legal Lot Number	33
Jurisdiction	GRADY OK
Township / Civil Division	TUTTLE
Census Block Group	1
Census Block	1005
Census Tract	905

Owner

1904 River Ridge Ln is owned and occupied by an individual who acquired it in May 2019.

Source: Grady County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1904 RIVER RIDGE LN, TUTTLE, OK 73089-5500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK
May 24, 2019	Intrafamily Transfer, Transfer · FHA Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019
Deed Sale	May 24, 2019
Prior Sale	Nov 13, 2006 · Amount on File
Deed Document Number	20198318
Deed Book / Page	5595 / 342
Prior Transfer Date	May 13, 2019
Prior Transfer Doc	0000008318
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY OK
Property Address	1904 RIVER RIDGE LN, TUTTLE, OK 73089-5500
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010542
Date	Jul 29, 2021
Book Page	5910/406
Instrument	2021-010542

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRADY OK
Recording Date	May 24, 2019
Property Address	1904 RIVER RIDGE LN, TUTTLE, OK 73089-5500
Document Number	0000008318
Book / Page	5595 / 342
Instrument Date	May 13, 2019
Instrument	2019-008318
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	STEWART TITLE OF OK INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 RIVER RIDGE LN, TUTTLE, OK 73089-5500

Mortgage

Document Number	0000008319
Date	May 24, 2019
Instrument	2019-008319

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1904 River Ridge Ln was $3,468 with a homeowner's exemption.

Source: Grady County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Grady County
Municipality	Tuttle City
Unified School District	Tuttle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,941 (+3%) Land $3,568 Building $31,373	$317,645 (+3%) Land $32,440 Building $285,205
2025	$3,468.00	$33,923 (+3%) Land $3,649 Building $30,274	$308,391 Land $33,172 Building $275,219
2024	$3,468.00 (+3.06%)	$32,935 (+3%) Land $3,543 Building $29,392
2023	$3,365.00 (+1.97%) Homeowner's exemption	$31,976 (+3%) Land $3,711 Building $28,265	$356,100 (+7.11%) Land $41,326 Building $314,774
2022	$3,300.00 Homeowner's exemption	$31,045 Land $2,909 Building $28,136	$332,453 Land $31,149 Building $301,304

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1904 River Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1904 River Ridge Ln is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 66% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUTTLE serves 4,500 people · EPA ID OK2002608
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tuttle Development Authority Fiber	1,000 / 1,000
Nextlink Fixed Wireless	400 / 100
Atlink Services Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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